In the requirements it mentions: Your 2009 W-2 Forms and other records of money earned I am 27 years of age. I have opened 2 businesses trying to make money but I ended up losing money with bad investments by opening these businesses. SO I really don't have any income tax returns, w2forms, or proof of money earned. Will this be a problem for me? After the bad investments I have tried looking for for over a year and I cant find one. I hope I can still get a loan