Pouneh

Hi, I want to go to Everest for the LVN program because the RN program starts in July so I figured Id to the LVN program first.

The total program costs $54,410. Thats including everything, books, scrubs, insurance to cover you when your doing clinicals. Its 70 credits for that amount, thats $777 for each credit. If you have already completed some pre reqs like math, english, psychology or other sciences...that amount with be lower for you as those classes can be transfered to Kaplan.

Hey everyone, I went to Kaplan today, met with the nursing program reps and obviously obtained a lot more info than I had. Firstly, I have no clue where the $120,000 figure came from...with my calculations (based on the rent of a one bedroom apt in the areas most students live in "normal heights") Id need $50,000 for two years/24 months ($900-$1000 for rent). Most students get roomates which is something Id do aswell but I wanted to calculate a comfortable estimate starting off. The school costs an exact total of $54,410. This is for all the courses required for an ADS. Most of us attending the info session had already completed our pre reqs, or most of them at least, in a community college. A few people were LVNs which also transfers over. Our rep explained that our community college pre reqs can definantly be transfered to Kaplan. This would lower the tuition (which we all know is high, no one is denying that) and help towards graduating in less time. This ended up to mean that my tuition would cost a little under $40,000. Now, I most likely qualify for financial aid as I did in community college (nothings changed in our household income). I wont say I would for sure qualify because I didnt apply so, dono...but I spoke with the financial aid rep and she didnt see any reason I wouldnt. Considering a portion of the $40,000 would be covered by financial aid, another portion would be fed loans Id take out (i know there are scholarships and things but im trying to not assume anything here), fed loans having a low interesting rate, and then any PRIVATE loan id have to take out for any remaining balance IF there is any remaining...it doesnt exactly add up to $120,000...but thats the case specifically for me. My estimation for two years is off aswell because with my courses that would be transfered from community college, I wouldnt need funding for a full two years. As far as national and reginal accreditation goes...Kaplan college is not regionaly accredited but is nationally accredited. If one was to obtain a ADN from Kaplan college and later decided to further their education and get a bachelor's, they CAN do it but ONLY through Kaplan University...(like UOP, its all online). Now, Kaplan Uni IS regionally accredited. Like I said in my prior posts, Im not exactly going in the RN direction wanting to obtain a bachelor specifically BUT if your going to spend the money for these private schools, its not a bad idea to go through one that gives you this option. Anyway, the main information I needed about student loans was answered today. I canNOT just say I want $50,000 for two years and get it. Even with a co-signer, the state has a "student budget." It does not matter how many different loans or types of loans you apply for, there is a max that you can get each academic year.

Hey everyone, Some of these posts are really helpful! Im so glad I found this site. I know it sounds bad to come on here and ask how to get loans for a two year private school that is not REGIONALLY accredited. The deal is I have done as much research as I possibly could. This is definantly not a random decision, wanting to up and go to SD for an associates degree clearly seems like a waste of money to most people. This is not to say I have fully decided on Kaplan. I have read up on all the private schools around my area, including West Coast Uni and Everest. I understand the concerns many have about these "profit" schools. I know its a lot cheaper to just go to community college. A close friend of my just finished the nursing program through a community college system. It took her a little over two years to complete all the pre reqs to apply for the nursing program, took a year to get into one (with pretty good grades I thought, 3.5 gpa) and another two years to finish the nursing program. She is now studying for her NCLEX. This is a total of over 5 years. Now I realise some people get through these classes faster. The situation I am currently in would result in the same amount of time if not more. If I stay home and go to community college I will have to continue working and schedule my classes around work. Classes that are required for the nursing program are PACKED at most community colleges. Thats not to say no one can get in but there have been many occasions where my friends had to wait out a semester to later get into a class they needed. To know all the above and find out there are schools where u can bypass all that and take your NCLEX after only two years does sound too good to be true. That is why Im going to all the info sessions and trying to find out if I can fund myself for two years. I am now 25 years old and cannot spend the next 5 years of my life working and going to school. Something will give, I know it sounds like I may not be dedicated enough, everyones intitled to their own opinion but I feel this is an awsome alternative for me being who I am. I have worked as a dental assistant for my brother whos a dentist, for the past 2 years. I know I enjoy working with patients. My aunts a nurse at kaiser and has taken me to work with her a few times, now that she knows Im interested in the feild. I am really excited to start the program if all goes well! Yes, these schools are "profit schools," so what? They will work with me for two years, ill end up with a degree in science and will be ready for my NCLEX to become a nurse! I realise the costs are high. I have many friends who have graduated from Berkley, UCI, UCLA...degrees in sociology, business and english. One of them is employed at her fathers company, the other two CANT get a job and have huge loans to pay off. They took out loans for 4 years of a university far from home which funded all they're expenses. Im trying to take out loans for tuition and housing for 2 years an hour away from my family. Im not trying to convince anyone to do this, I still have a lot to learn about the program. I just wanted to give you guys a background of where Im at. I only want to become an RN and begin working. So far all of the schools I have been researching dont offer any higher degrees and thats why most people dont want to enroll. Thats not a concern of mine even though reps told me Kaplan does let you transfer credits to Uni of Phoenix. Once you get your bachelors you can then transfer credits to any "regular" school. Regardless, I will go to the school tomorrow morning and see whats up... Thank you all again for your posts :)

Thanks Kessy! Do you know anything about the student loans? Im not sure if this is possible but Id like to take out enough to support me for the two years ill be going there. I know that sounds crazy to some people but its the only way Id be able to move to SD and get through the program.

Thanks for responding, Yea, I have worked in my brothers dental office for the past 2yrs. They said that qualifies me...he can also write me a letter of rec. I havent taken too many pre reqs that would qualify for nursing (just english and stuff). Im going to the school tomorrow prayinggggggggggggggg that i get in for Jan...sounds like it wont happen though with everyone trying to get in and the school only accepting 50 students. I dont want to wait another few months Im hoping tomorrow goes well at the info session and that there are no deal breakers about the school. Im just more concerned about the loans now. I will definantly apply for financial aid and fed loans but I know ill need private loans. Im trying to get myself fully funded by loans for the next two years (housing and other expenses) as my family cannot support me. Im hoping that its possible! ...

Thanks guys, Do you know how hard it is to get private student loans? Is it based on credit? My credit is not that great (the little credit I have established) but my mom would be willing to co-sign. I know I would be eligible for financial aid and I would definantly look into grants and fed loans first but I know Ill need private loans aswell. If I can go through this program and house myself for two years Im willing to take out as many loans as I need. I just want to make sure that they are available...I have many friends who have taken out loans going to 4yr uni, these loans paid for all they're expenses aside from tution. I just want to know if I can do the same even though Im only wanting to go to a two year private school.

Hi, Im considering moving to SD to go to Kaplan for nursing school. Was wondering if you made the move? Id love any info you could share with me. Thanks

Hey, Im also from the OC area...was wondering if you ended up going to Kaplan?

I am going to the San Diego Kaplan college campus tomorrow evening to learn about the RN program. I first went to Everest (ontario/metro campus). They wouldnt even tell me about the program, they just said its full. The next session to sit and just learn about the program is in Feb. I have been really upset that no one can even explain anything about the program til next year! I called Kaplan, found out its a bit more expensive but...classes start 3 times a year so at least I dont have to wait a year to attempt to get in. Kaplan is also in San Diego, which means Id have to move. This is something Im willing to commite to for two years in order to end up with a great career. I need to know about student loans, mainly private ones because I am trying to see if I can get loans to pay for ALL my expenses for the two years that I am in the program. I dont know if this is possible but it would be the only way for me to do this and Im really hoping I can. Thanks

I am going to the San Diego Kaplan college campus tomorrow evening to learn about the RN program. I first went to Everest (ontario/metro campus). They wouldnt even tell me about the program, they just said its full. The next session to sit and just learn about the program is in Feb. I have been really upset that no one can even explain anything about the program til next year! I called Kaplan, found out its a bit more expensive but...classes start 3 times a year so at least I dont have to wait a year to attempt to get in. Kaplan is also in San Diego, which means Id have to move. This is something Im willing to commite to for two years in order to end up with a great career. I need to know about student loans, mainly private ones because I am trying to see if I can get loans to pay for ALL my expenses for the two years that I am in the program. I dont know if this is possible but it would be the only way for me to do this and Im really hoping I can. Thanks