I am in the process of apply to college and have been accepted into a pre-nursing program at a 4 year university in California. My problem is that my parents make too much money for financial aid, but can only afford to pay for about a quarter by my college fees, I am possibly looking at taking loans for four years totaling approximately $80,000. Is this a good investment? I've considered community college, but those programs are SUPER competative in my area. I also considered private two year programs which would be about a total of $50,000 in loans. Any advice would be appreciated. I'm feeling more and more hopeless in California.