I'd say go with pharmacy school, it seems to fit your interests better and if you're concerned with money in the future, it's hard to argue. It seems like a lot of time and money now but you will probably be happier doing pharmacy work considering your pros/cons that you've listed. I struggled with a similar issue myself (concerning costs and time) and it was hard to make a decision but I feel like you're leaning more towards a career in pharmacy to begin with so you may just have to take the plunge and enjoy the ride.