Greetings. Okay, it is now official. I have been accepted into two associate degree nursing programs for spring: a community college and a private college. What do you do when you've been accepted into more than one program? What's the tie-breaker? I need help! My Dilemma: I have a stronger preference towards one school but I am heavily weighing my options nonetheless. My husband (and family) are strongly encouraging the more inexpensive route (community college). Counting my outside scholarship and pell grant(s), I should not have to pay out of pocket for my tuition and most of my textbooks for the community college nursing program. (Plus, my sister just graduated from this cc and still has all of her notes and some of her books which would be a tremendous help.) However, if I choose to attend the prestigious private college, I'll just have enough to cover my first semester (tuition and books). I'd still likely get some smaller scholarship(s) in addition to pell grant(s) but nothing is set in stone. I'd still have to come up with lots of $ ($15k max). My husband is dead set against taking out a loan. Ever heard Dave Ramsey say, "The borrower is slave to the lender?" Well, that's more or less what my husband says. At one point, he agreed to take out a small loan ($2-3K) but has since retracted since our finances are tight and the economy is in such turmoil. I hope this doesn't sound too absurd. If you listen to Dave Ramsey (99.7fm M-F 1-4pm) you know where I'm coming from. It's so hard to live off of one income with four children, not to mention the children will have to all be in daycare (1 FT/3 part-time). I cannot express how badly I want this to work out for me and my family! I really want to go to the private college but how can I go without going into tremendous debt? I've heard of loan forgiveness/tuition reimbursement but most hospitals want you to work there full-time (30-36hrs) for at least 3 months to be eligible. I feel pretty sure that's not going to happen in my particular situation (not feasible for many reasons which I won't go into). It could be manageable if I could just maybe work 1 or 2 shifts a month or just agree to work for the hospital for a few years. (I'm going to try and make some more calls.) I just don't know how willing hospitals are to negotiate and what the current market demand is, etc. here in mid-TN. My husband suggested going to cc and then try to transfer later into the private college after we save some more money, economy stable, etc. Does anyone know how hard it would be to transfer during the middle of a nursing program into another nursing program? Am I simply being a fool for even thinking about passing on the well-respected, highly regarded (yet expensive) private school in favor of the inexpensive community college? How difficult is it to get into middle TN's private and community college nursing programs? (Aquinas, TSU, Columbia State, Vol. State, NSCC, Regents, etc.) I've heard lots of hearsay about both of these schools. I've heard that it does not matter where you go to nursing school to your future employer as long as you are an licensed RN. I've also heard that it doesn't matter which college you go to (cc vs. private) but it's the effort you put into it yourself. Basically you're learning the same skills/materials with the same goal in sight; the main difference is the cost. I feel ignorant (okay...stupid) for even writing this post, but I really believe that if anyone could understand where I am coming from that they'd be found here. I really needed to let all of this out and really appreciate any words of wisdom or insight. Thank you and have a bless day.