I have had that same dilema and I'm still not sure if nursing is right for me. But having said that, I think it's all atitude and determination. My best friend has been a nurse now for a little over a year and went through school on a very modest income brought in only by her husband and they refused to have financial help from family. They are very proud people and wanted to prove something. They have 2 kids now 10 and 8 but they were 4 and 6 when she started school. When I say atitude, what I mean is, are you able to overcome obsticles easily? I'm currently six months pregnant, in school taking some pre-req's and continuing in the fall even though I will be delivering in October, I can still take part in some online classes. Depending on the school, there is a lot of remote solutions out there that can help you get pretty far without actually having to attend a classroom. Anyhow, just my $.02