Backflip

I am 25 years old and live in California. I've just been accepted into two nursing programs, a BSN at San Francisco State, and an ASN at Ohlone College. Ohlone starts this fall and is two years long. SFSU starts next spring and is two and half years long. So I'm looking at a one year difference in time. There is also the consideration of finances, as I will have to do student loans for either choice. I've priced it out with cost of tuition and the extra year of living expenses--going the BSN route will cost me another $15000-20000 in student loans. Is it worth it? Is it better to get it done right away or go the ASN to BSN bridge part time while working? I've heard better nurses come out of ASN programs because of more clinical emphasis but I'm sure this all depends on the school. The NCLEX success rates for both schools is about the same, around 90%. I have straight A's so I'm sure I could do well in the BSN program. I would love to get it done the quickest, at Ohlone, but should I bite the bullet and get my BSN all done with up front? I would love some advice from experienced nurses. Thanks!