thanks a lot for that information. just wanna share something too.. something came up and i will no longer be able to attend school this June. but i have enrolled myself in AMA for Nursing last April. A few days ago I went to the accounting office to refund the 1st of three payments that I made, which amounts to about P6,700. At the back of the reg card, it clearly stated that miscellaneous fees are non-refundable. Much to my surprise, the lady at the accounting office told me that I will only be refunded P2,400 because the miscellaneous fee of P4300 was non-refundable. I think that's a lot of crap, charging me the miscellanous fee in full on the first payment? Classes don't start til two weeks and most schools would gladly refund anybody's payment in full. I guess AMA's not most schools...and i had to learn this the hard way. lessons learned.. p.s. oh btw, i was also told that it will take a minimum of 4 months before I could get back my money....and this lady wasn't at all accommodating.