I have just filled out all the paperwork to begin the combined MSN/MSN-HCA program at the UoP. I am so apprehensive and tense about it and I have no idea why. I've never done anything online before, so maybe thats it? Did anyone else feel this way? I wanted to hear from others how the process works as far as getting loans. I tried to understand, I really did! But it all shot right over my head...I grasped that for some reason, I cant take more than one class (this bugs me a bit, gotta admit), and I also grasped that somehow, UofP will take almost all of the money even though I am taking the max allowed. The rep I spoke with tried to explain that I wont be taking Stafford Loans every 2 semesters, (isnt this the usual delivery of funds?) Instead, I will have to take many months of one class at a time, somewhere between 7 and 9 months of classes, before I am allowed to apply for further financial aid. Why is this so different from how education is normally funded? The answers I got were very convoluted. I really need to use financial aid money to purchase a fast computer, and to cover all my books. I am concerned that I wont be able to do this. If anyone has some advice or sees the situation differently, I'd love to hear from you. Anyone out there have any info, advice, or interested/registered in this same program? -Jules