Ok so after all of this do you still want to move here to CA? If I were you I would try moving to a different part of CA and not Orange county! The rents will take up at least 1/3 of your pay check. Is that worth it, NO! I was born and raised here all my life, have a college degree (UCSD), and am getting now another in nursing and still making ends meet now with school loand and this rent is really hard. If you do not mind sharing an apartment or renting a room in a strangers house then come on down. If not look into Bakersfield, El centro (there is not much there but its still CA), Visalia (new homes for under 350,000, everywhere else 450,000 + ). Im just ttrying to help here but Im getting ready to leave to a different area. I live in San Diego (close to the same as San Francisco in rent) and I am not happy. So its your choice. And yes it is congrested so move abt 5 miles from work if not plan on driving or not really driving but sitting in traffic 1 hr each way even if you live 15 miles from owrk. Good Luck.