Hello! I am a new grad nurse in the operating room and I’ve heard some very differing opinions on getting your own malpractice or liability insurance. I’ve heard having it can make you a bigger target but I’ve heard not having it could screw you if your employer decides to not cover you. I know that I have coverage through my hospital but I am worried I’ll unknowingly make a mistake or not know something & then if the hospital doesn’t cover me I’ll be SOL. I’ve also heard lawyers won’t know you have your own insurance until you are named in a suit so how would that make someone a bigger target?? IDK im very confused and looking for any advice/input anyone has on this!