I actually applied for the HRSA nurse corps loans repayment AND the NHSC scholarship this cycle, and I have had two credit checks. I thought there was a credit check for both because it's looking for defaulted federal loans, which would disqualify a person from any of the programs. I can't think of why else I would have two credit checks! Your comment about YouTubers gives me hope haha. Anyone know what happens if you're accepted for one, does that disqualify the other?