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YT6219

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  1. HDHP is 2000/10 (2000 deductible, 10% copay) while PPO is 750/15. Deductible is double for family. I don't want to put up the whole thing here, but an example of premiums for up to $35000 coverage would be: PPO: Assoc ($38); +Spouse ($97); Family ($133) bi-weekly HDHP: Assoc ($24); +spouse ($64); family ($86) bi-weekly Annual pay bands range from: up to $35k; 35-109k; 109-141k; 141+ Like San Diego, it has good and bad areas. The southern portion of Pensacola is beach town/navy base (like SD), central areas north and west of downtown town are older, more low-income neighborhoods. The further north you go, it becomes more southern/country-esque, lost of trees, open fields. It's a lot slower than even San Diego, but there are definitely a lot of areas to explore around the panhandle and the Southern AL/NW Florida areas. Currently live in Brent, which is a fairly quiet neighborhood, centrally located. I'm looking around for a new place as well. Rent for a 3br/2bath runs between $1000-$1500/month.
  2. Hey Pamela! I'm a new grad from a local nursing school in Pensacola who also happens to be from San Diego. I know I haven't started my nursing career yet, but I figured not a lot of Pensacola nurses are on here to answer questions (trust me, I've searched). I just accepted an offer to work on a cardiovascular PCU at Sacred Heart, so I'll try my best to give you an idea of the market. As a new grad, I'm starting at $22.91 base for day shift. Shift differential is typically $4-5 dollars for nights/weekends. Seasoned nurses I believe are averaging in in the low to mid $30's/hour, and most likely more for your level of education, specialty, and amount of experience. West Florida (HCA) and Baptist (private) tend to pay a higher base pay. As a full-time employee, I'm receiving full medical benefits, dental/vision as well for associates and their dependents through the Ascension network. Sacred also offers a 403(b) with matching contributions up to 6%. Benefits are offered to both FT and PT employees. PTO is also based upon number of years accrued with Ascension, with the option to cash out 90% of unused time. Less than 1 year would be 96 hours. WFH, BH, and SHH all have mother/baby units, though I would say Sacred is more focused on OB/GYN, followed by Baptist. Sacred has completely moved to couplet care, so all of the rooms are mother-baby. Unfortunately, unlike California, Florida is non-unionized and there are no laws for patient ratios. Each facility determines their own staffing ratios for each floor/unit, and I can't really recall the ratios I saw a few semesters ago in any MBU. Communication of benefits are not my strength, but I hope this helps!

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