tgod288

Living in Florida, it is much more expensive. Would you pay $4k a year for the same coverage?

Hi everyone. I am in my second year as a licensed APRN. When I started my first job out of school, the company provided malpractice insurance to me under their policy, but I went ahead and got my own to be safe. At my new job, it is a small company and I share limits with my supervising physican on his policy and still have my own policy, but I am thinking of canceling mine. Do you have your own policy or just rely on employer provided malpractice insurance?

Hi, I have just been offered my first job out of school (I have been an RN for 4 years) in Tampa, FL as an ARNP in a general practice clinic of a medium sized company (around 50 locations). They have offered me $91k with opportunity for what seems to be an easy $5k bonus for showing up to meetings, being a good citizen, etc. They have 401k, health, etc. Their malpractice insurance is provided but the limits are only $250k/$750k and is claims made. The offer 3 weeks PTO that is inclusive of my CME and they give me $1k towards CME. I want to ask for $99k, $1500 CME and 3 weeks PTO + 1 week CME time. Should I also purchase additional insurance. Please let me know your thoughts on this offer. Thanks!