I am in this same predicament. I have a BA in psychology and have most of the nursing prereqs completed YET after further research now that it is almost time to apply to a nursing program, I am concerned about cost. Originally, I was going to apply for an accelerated program but now that I know I wont get any grants for a second degree and my sub loans are at 19750 (max is 23k) with total loan usage being 31943 (max 57500). So I only have 25k left in loans which isn't too bad BUT that will have to pay for school AND my living expenses because working while in the program is not advised. So, I am unsure what to do. I thought maybe I could go back and go the ADN route but I'm not sure I can survive without working. I've even thought about completed a few more prereqs and going for my master's in occupational therapy since they have some of the same requirements. So frustrating! I wish I would've had a better idea of what I wanted to do while finishing my undergrad.