Generally, the trick is accurate after 24 hours. NCLEX is scored immediately by the computer and again by a person. If you get the good pop-up before 24 hours, there is a chance of you failing the exam once it is graded a second time. If your credit card was charged, unfortunately, it sounds like you did not pass. The PVT is not 100% accurate, however, if a payment was collected, I would say it is accurate in your case. Good luck!