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Whatever route you choose, be sure to make your payments on time. Not only will late payments harm your credit score, but there are other difficulties one can encounter. This link has an overview. What Could Happen if You Default on Your Student Loan

Since student loan relief programs are continually evolving, it may be wise to speak with experts who deal with them day after day. If you have Federal Student Loans, work for a non-profit, and have questions about qualifying for forgiveness, that national helpline is 888-850-4819. If you have Private Student Loans or need advice about the Devry and ITT Tech student refunds and or help with your borrower defense application, that helpline is 888-669-1064.