I have been reading a lot on here for quite a while now. Finally, I have summoned the courage to post today :) I been goggling between which direction to go. First, I'm graduating Spring of 2018 with a degree in psych. I believe my prereq GPA is about a 3.0 (not to sure how the maths being done. I've had a few A and B's only) I have an accumulative GPA of 3.2 as of now. Here's the problem. Initially I was planning on applying to ABSN programs near by (I live in MA). But schools here are very very expensive. I don't mind relocating to a cheaper state if I really really have to due to finances. Sometimes, I'm also confused about applying to the entry MSN but my finances is the problem. I already have undergrad loans of about 40k. I may not be able to afford both ABSN and MSN if it comes down to getting a cosigner, because I do not have one. I felt liek my dreams are just being crushed. I was told by a friend that its possible for me pay through school by taking federal loans only to cover the entire program as expensive as these two. How much of this is true? So with all that been said, I have been thinking of applying into ADN. Which I got into a few years ago , but flunked it due to some crisis happening in my life at the time. Now I found myself giving it another shot after I vowed to dream higher and plan on finished completely with school by the time my son is 5. He's two now. I've spend to much time in school switching majors, but here I am confused again. Am 25 but I can't wait to be really done done with school. With, ADN I'll just have to take the TEAS. When it comes to the prerequisites, I have it all and even more! For crying out loud and this close to getting a BA! I have also worked at a nursing home for almost a year like 3 years back when i got into an ADN. I work now as a residential counselor and HHA. I haven't volunteered anywhere, but plan on doing so during this summer (maybe). Ill appreciate recommendations as well :) People of allnurses lol, Am so confused what do I do? Please advice I'll gladly appreciate it.