PLEASE HELP!! Assoc. degree RN vs. BSN-RN

Down to the wire here in needing to make some decisions. Please give me some advice as I am driving myself crazy.

I've been accepted to two BSN-RN programs. One is a one-year full time program (for people already with another bachelor's degree). Between living expenses and tuition, I will have to borrow about $30,000 and spend another $10,000.

OR, I can go part-time in the evening for 2 and a half years. Same price for tuition ($25,000) but will only need to maybe borrow about $10,000 since I'll keep my job and health benefits.

I'm 31 years old and do want to get this over with and get into my nursing career but am scared to death of alot of debt.

Also,

was I silly to overlook nursing programs that are cheaper to get my Associates degree and RN instead? My ultimate goal is to get my MSN so I wanted to fast track my bachelor's. Thanks.

I am so down to the wire on having to make a decision. I'm going crazy!!

I had the same issues as you and decided to get the ASN/ADN first. Let your employer help pay the tuition for a RN to BSN to MSN program. At my local university the total time for RN to MSN is about 24 months or 12 months for RN to BSN. BTW, I will be 33 in August. Plenty of time left. I also want to end up with a MSN.

Please see the hosts of other posts on this.

Good luck!