Loans?

OK - I'm going off the rails a bit here, but I wanted to pass along some info that I received from a 2014 grad who is now employed full time as a nurse. As a student, while he was still employed & able to do so, he obtained 'a few' credit cards with 'fairly high' credit limits. He then used these for living expenses after he had to cut back on his working hours.... his rationale??? If he were to get into financial trouble in the future, this would provide him more options since it's impossible to get any relief from student loan debt,but loans & debts from other sources do not have the same limitations...... I not endorsing his strategy, but thought it was a very unique and realistic.