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Discussion

Loan Repayment Options

Wondering if someone can educate me on the various types of loan repayment options. I am a new psychiatric mental health nurse practitioner working at a community mental health clinic (where I have worked as a nurse for the past 4 years). These are the questions I have:

1. What is the difference between Nurse Corps loan repayment and NHSC or are they the same thing?

2. Has anyone had to register their employer? I tried using the site look-up tool and saw other sites in my town listed but not mine.

3. Has anyone seen information on when the 2020 applications are due?

4. Does consolidating loans hurt the chances of being selected for repayment?

Thanks in advance! I have tried reading the threads regarding this topic, but all of this information is overwhelming and I'm not sure where to start!

Holly

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    Hi, I made an excel spreadsheet with different programs.

    1. They are different programs but have the same application portal.

    2. I would ask your HR office and you can also contact a support member for the program. Unfortunately site applications are not currently open but will be later this year.

    3. 2020 applications are open now until April 23

    4. I wouldn't consolidate. It doesn't affect your chances but requires more leg work on your part getting loan documentations stating which loans were consolidated, were they qualified, etc.

    Here is the chart I made for my state. Also, check with your state, they may have their own programs like mine (Oregon). I am currently applying for NHSC SUD and regular LRP, Nurse Corps, and Oregon Healthcare Provider Tuition Reimbursement Incentive. You can apply to as many as you want but can only enter one service obligation at a time.

    image.thumb.png.1c120145f1e96b58f7c981ab61272bb9.png

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