NJ ABSN Programs: Comparing and Strategizing

Hello! I am in the process of taking nursing pre-requisites in preparation to apply for ABSN programs. In comparing the various programs in Northern NJ, I'm seeing a bit of disparity in the pre-requisite requirements for each school. There seems to be a core of 4 courses that each program requires, but then each program also has some other course requirements that none of the others have. It makes it difficult to strategize my time, energy and funds in anticipation of being accepted into some programs, and not accepted into others.

I made a chart outlining each ABSN program that I am considering (UMDNJ, Rutgers, NJCU, FDU and TESC) to try to figure out how best to plan my time for prereqs. However, I would like to ask those people who are already accepted to an ABSN course, how did you plan out your prereq course load without taking courses unnecessarily - particularly considering those outlying courses that are not a part of the core 4 prereqs (A&P I, A&P II, Microbiology, Stats)? And, in the end, was it easy to challenge those outlying courses, based on a CLEP exam, or undergrad equivalent, etc.?

Thanks!