Published Feb 2, 2015
Shrestha87
3 Posts
Hello, I been having a dilemma lately in what would be best for studying nursing. I am a student in a private university for the BSN program, however, I have trouble with the tuition fee because it is so expensive and I been denied for the private students loans. Some of my family can borrow me money but I was searching some state universities and it is a lot cheaper but it will take me al least a year and half more than if I continue in the private university I am. So this is my question should I leave the program that I am in ( I am in my last prerequisites term) and go to the state university ?
Thanks
nurseprnRN, BSN, RN
1 Article; 5,116 Posts
The best university is the one you can get into and afford in the first place.
Transfers between schools are not usually possible, but if you have already researched the ones you could afford, ask the admissions counselors whether your credits will transfer.
Thanks for answer and I already talked to admissions and the university that I am looking into is not in CA but it takes some of the credit that I have, still with that it will take me about 3 years to graduate but paying a third of the money I am paying in here. Do you think it is good to go there?
203bravo, MSN, APRN
1,211 Posts
If it were me I would do a simple cost analysis at this point.... what would the total cost of the remaining semesters be if you stay at the college you are currently attending? What would the total cost be (including the extra semester) at the new college?
Then if the new college is still cheaper to finish the degree - transfer makes sense... If they are roughly the same - stay.
Assuming you have taken into account the expense of moving, living in the new place, and your target school is properly accredited, it sounds reasonable.
I did what you said and it is cheaper the program and living expenses in the state university, yet I am worrying about taking too much time to finish. Do you guys know about students loan agency that I can talk to?
The admissions department at your target school will be happy to give you information on the loan/scholarship/grant/work study programs they have available to you. They would be a more reliable source than us.
KelRN215, BSN, RN
1 Article; 7,349 Posts
Were you denied for private student loans d/t lack of credit history? If so, you might be able to get approved with a co-signer.
ixchel
4,547 Posts
Have you filled out the FAFSA yet?
Raviepoo
318 Posts
Do you want to be paying off loans for the rest of your life? Definitely go with the less expensive option. You get the same license no matter where you go for your training.
ICUmurse20
2 Posts
I, like you, started at a private university. After one semester I realized how ridiculously expensive it was going to be if I continued there for 4 years. So I transferred to a community college nearby that had an Associate degree RN program, moved back in with my parents, worked part time and got my degree in a few years. After I graduated I really did not have a problem getting a job. Now I have to go back to school for my BSN, but the hospital is paying most of the way. Although it is taking a little longer to obtain the education, I feel like it was the best choice for me in the long run. Good luck to you.
HouTx, BSN, MSN, EdD
9,051 Posts
Keep in mind that state universities (who receive tax money) have residence requirements. You 'll have to prove you are a legitimate resident to take advantage of those lower tuition rates... otherwise, you'll be stuck paying "out of state" rates that may be equivalent to private school. In my neck of the woods, you have to have 12 months of established residence - an moving here just for school doesn't count - LOL.