Health Insurance for Students

  1. Hi! For all the students, especially SRNA's out there, I am looking for advice regarding health insurance. I was carrying my health insurance through my job, as well as benefits for my husband. Now that I am in anesthesia school, I have to cut back my work hours and will no longer be eligible for health benefits. The student plans that I have seen so far are really expensive. Any advice on reasonable plans???? Thanks!!
  2. Visit In2B8 profile page

    About In2B8

    Joined: Mar '06; Posts: 21

    7 Comments

  3. by   ECU_CRNA2B
    I got the student health insurance plan thru my school. While the insurance itself is NOT, NOT great, it meets the requirement for having insurance for only $1200/year. If I was sickly and needed services outside student health services barely anything would actually be covered.
    Since I go to a university, there is a student health services on campus--this is where I luck out and utilize that service, instead of my insurance. I get all the yearly shots, have a place to go for that pesky sinus infection and they do prescription filling--the insurance helps here, by keeping the price down since I am going thru student health services.
    Oh, FYI, good ol' wally world (wal-mart) is taking there new generic drug program idea and expanding to more states. This is there latest initiative is to offer all generics for $4--yes, four american dollars. It started in Tampa, Fl, but I know they are expanding out.
    Just a thought,
  4. by   In2B8
    That's interesting about the generic drugs from Walmart, I hadn't heard of that before. My school's insurance is really, really expensive, so I wouldn't go that route. I appreciate the input you gave!
  5. by   discover76
    I would check out blue cross /Blue shield. You can also check out humana. They both offer alot of different plans with vaious price ranges. It is not that expensive if you do not include prescription coverage. It also is cheaper if you do not have kids. I am 30, male, non-smoker, no dependents, no health problems except anxiety as I await an admission decison for school. but my plan choices ranged from $58 to $150. If you and your husband are in reasonably good health just get major medical, with a $500 or $1,000 deductible. You cn pick you own doctor and it covers the major events. What school are you at? Well hope this helps a little.
  6. by   Brian_SRNA
    My school, UT knoxville has pretty good coverage for 5K a year...i know that may look like alot,but i was paying 10k a year through work, and now i have better insurance.keep your head up and keep looking

    Brian
  7. by   endorphinrush
    Good Lord Brian that is huge. Yall make me feel pretty good about my insurance. I have a family plan BC/BS and I pay 300 a month for it. Haven't done my interviews yet but thankfully, the wife can pick up insurance on us while I am in school
  8. by   Brian_SRNA
    Quote from endorphinrush
    Good Lord Brian that is huge. Yall make me feel pretty good about my insurance. I have a family plan BC/BS and I pay 300 a month for it. Haven't done my interviews yet but thankfully, the wife can pick up insurance on us while I am in school
    I know....that 10K premium got me a 2K family deductible, and 70-30 after that...it really sucked. Now I have a 750 deductible and 80/20 withalot more being covered.

    God Bless UT- Go Vols

    Brian
  9. by   endorphinrush
    Quote from Brian_SRNA
    I know....that 10K premium got me a 2K family deductible, and 70-30 after that...it really sucked. Now I have a 750 deductible and 80/20 withalot more being covered.

    God Bless UT- Go Vols

    Brian
    I prefer God Bless America and I almost hate to say it this year but....ROLL TIDE LOL

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