Buying/Getting Your Own Health Benefits

Nurses General Nursing

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I was wondering what people's opinions are on buying/getting your own health benefits. I have recently decided to purchase my own health benefits as well as insurance (accidental death and disability/income). I have purchased it through my nursing union. The reason for the purchase is that at the LTC I work at I'm only part-time and as part-time I dont get benefits. I have put off getting any dental work done, luckily my teeth are in good condition, and having my eyes check as it is expensive. Has anyone else purchase there own health benefits? If so was it expensive. Once I did the math I would be paying around $200 a month. Also looking for any advice or words of wisdom.

guest769224

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I pay for my own insurance each month. Medical, dental, and vision.

For the most basic coverage I was quoted around $230 per month. I pay $350 per month for better coverage.

I work per diem and am paid more hourly in exchange of forfeiting benefits from my employer. It's been smooth sailing so far, I prefer it this way.

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