Professional Liability Insurance

[guest83140]

How many school nurses carry malpractice insurance and who do you use? With so many parents acting as they do and with a story I heard about the school's attorney not helping the school nurse who was only named makes you think, do I need insurance or not. So who do you have and why?:imbar

[Keepstanding, ASN, RN]

glolilly, where have you been ?? we've missed you girl !

i have my own malpractice coverage with nso (nursing service organization) i wouldn't work a day without it.

great hearing from you again. best wishes !!

praiser :heartbeat

[elkpark]

I am not a school nurse, but I would never work a single day in any setting without my own liability coverage. There are lots of existing threads here about the pros and (supposed) cons, if you want to see what's already been discussed.

[Purple_Scrubs, BSN, RN]

I also have mine through NSO, and I agree that I would not work a shift in ANY setting without Liability Insurance! This is just too litigious a society to take chances with my livelihood.

[safarirn]

I;ve been a nurse since 1995 & I have *never* carried my own Liability Insurance. Thankfully I have never been named in a lawsuit & I have never had a need for the insurance.

I'm rethinking that now.

[noreenl]

i have always had my own malpractice insurance!!! all those admin and supervisors who say "don't worry we will always back you up!" are suddenly nowhere to be found and all you see are fingers pointing in all directions, including at you!!!! i am a firm believer in cya!!!! (cover your ___!)

[skoolrn, BSN, MSN, RN]

I have been with NSO since 1989! Great protection for less than $100/year. Have never had to use it thankfully!

[bergren]

I would not consider working without my own personal Liability Insurance.

I just heard from a 4th nurse who needs to hire an attorney just since the start of this school year. For some, the district would not allow access to district's attorney to fight parental claims, and others were either being wrongfully discharged or retaliated against for whistleblowing. Plus, since none of the nurses had their own liability policies, they could not call the 800 number provided by the insurance company to get advice that might have substituted for hiring a lawyer.