Professional Liability Insurance during career break

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I am a RN in California. Currently on a career break and not working. But I was employed prior to this break and have professional during my employment through NSO.

Do I need to renew my policy if I am not working now to protect myself?

Or should I let the policy lapse and renew it when I go back to work again?

TIA!

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Specializes in Specializes in L/D, newborn, GYN, LTC, Dialysis.

I would keep it. What if a past patient you took care of long ago sues?

You need to keep coverage in case!

3
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Specializes in LTC, assisted living, med-surg, psych.

SBE is right. I kept mine up for four years after I quit work, just in case I wanted to go back to nursing someday. I finally let it lapse when I put my license in Retired status. I felt better knowing I was protected should any problem arise from the years I practiced nursing.

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