Quote from cajjj
But back to the subject at hand, I am SO frustrated. Now it's getting to the point I just want to get IN somewhere. I was shooting for an ADN school at a community college (again tuition costs being a big factor), but now I'm having other ideas. I know I ultimately want to get my BSN so I am wondering if really financially it might be wiser to get my LPN at a local community college that's even closer than the other community college with the ADN program I have been hoping to get into, because of it's tuition costs and slightly shorter length of time to complete, and THEN go straight on to complete an online BSN. The whole time frame of things to reach my ultimate goals is frustrating in that aspect though, but oh well, what can you do. Any thoughts anyone?
Don't lose hope! Here are a couple of ideas:
1. Do you own a home? If so, you can take out a HELOC (home equity line of credit) for your tuition and living expenses while you are going to school.
2. Are you working now? If so, you can take out private bank loans for nursing school. (This is particularly helpful for people who already have non-nursing bachelor's degrees.) The rate may be a little higher, but the banks generally have good relationships with the schools (you can which ones at your school are affiliated with specific banks). The banks see you as a good risk because they know you will get a job when you graduate (nursing shortage helps!). If you quit your job before you apply for the loan, they will not give you one. However, if you quit your job after you receive the loan (because you will be in school full time), they don't care. (Really!)
3. If you have a non-nursing degree bachelor's already, you may want to consider an accel'd BSN RN program. Some of these programs are 12 months to 15 months in length (Check out the specific program). You can get loans from the govt because you will be considered a "junior" in the program. I did that and it was extremely helpful. The school can also give out grants or additional loans, work study, etc, depending on your financial status. Believe it or not, private universities often give more financial aid to cover their larger tuition bills than state schools. But you've got to have the grades for the pre-reqs. Have you done those yet?
Do not give up! You can do it! Best of luck to you!