Please help

  1. I got accepted to OHSU BSN program (Kfalls campus) from the alternate list.
    The Financial aid quoted me 10 500 per year for tuition/year.
    I need another 5 k plus 9k for the living expenses. I went and applied at two major banks for private student loan and was denied.
    I have to give the answer to admissions tomorrow. Does anyone know where I could find $42 k (3 years worth of expenses) in less than 24 hours?
    Any help will be appreciated.
    Thank you
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  2. Visit AnonymousNurse45 profile page

    About AnonymousNurse45

    Joined: Mar '10; Posts: 145; Likes: 6

    10 Comments

  3. by   yogamom
    Hi Lisa!
    Congrats on your acceptance! When you applied for the loans, were you trying to just get standard personal loans? Personal loans are more difficult to get. Students loans (also known as alternative loans) are much easier. They have a decent APR and you get approved much, much more easily. Wells Fargo has an excellent, easy to use site. They will approve you instantly, pending certification from OHSU on the amount. They have a MedCap loan that is specifically for nursing and med students.

    Give this a try: Browser Warning

    I hope this helps!! I know how frustrating this all can be. Hang in there!!
  4. by   yogamom
    Weird...the link isn't showing up.
    Go the wells fargo website, click student loans, then "professional students" to find info on the MedCap loan. Good luck!!
  5. by   AnonymousNurse45
    I went to Wells Fargo yesterday,
    they denied me even with my husband as a co-signer.
    My dream came to fruition, but $%$%^$, where is the upward mobility?
    Thank you for help guys, I will try to MEDCAP loans next.
  6. by   yogamom
    They denied you for a personal loan or an alternative student loan? They have very different approval rates. I am keeping my fingers crossed for you!! It's my understanding that even with very poor credit, alternative student loans get approved. If you do it online, you get an immediate response. Sending you "approval vibes" and keep us posted!! Good luck!
  7. by   AnonymousNurse45
    Andie, I applied for an alternative (private) student loan.
    I was denied both at Chase and Wells Fargo.
  8. by   AnonymousNurse45
    Just got denied for MedCap loan at WF.
  9. by   AnonymousNurse45
    Thank you for ideas and support, Andie.
  10. by   yogamom
    Oh Lisa, I'm so sorry. That's horrible. I'm still keeping my fingers crossed that something else comes along for you. I'm so sorry.
  11. by   CuriousMe
    Quote from larisagarrett31
    I got accepted to OHSU BSN program (Kfalls campus) from the alternate list.
    The Financial aid quoted me 10 500 per year for tuition/year.
    I need another 5 k plus 9k for the living expenses. I went and applied at two major banks for private student loan and was denied.
    I have to give the answer to admissions tomorrow. Does anyone know where I could find $42 k (3 years worth of expenses) in less than 24 hours?
    Any help will be appreciated.
    Thank you
    Have you spoken to the financial aid office?
  12. by   AnonymousNurse45
    Curious, I already declined my offer last Wednesday.
    Yes, I spoke to Fin Aid office (at OHSU). They reiterated that my my student loan amount was capped at $10500 per year, and advised me to go private lenders, which I did.
    I was declined for all collegiate and Med Cap loans I applied for. I was shocked that neither the government, nor private institutions were willing to provide me the funds needed to further my education.
    I guess I was aiming too high (out of my income league), and my wings got melted.

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