Obama health care law upheld.

Nurses Activism

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You are reading page 6 of Obama health care law upheld.

DoGoodThenGo

4,129 Posts

I agree I have friends that have heart conditions they were born with, cannot qualify for healthcare insurance so they don't work because then they would not qualify for state medical benefits. This gives them an opportunity to work and live a regular life that too many take for granted.

Everyone going on about those formerly turned down for health insurance that now must be accomodated do realise that while yes you can now obtain coverage, but the devil is in how much will the policy cost.

DoGoodThenGo

4,129 Posts

Does anyone know how will it help those who have insurance but still can't afford medical procedures? The copay and deductible costs are going through the roof as companies cope with out of control health care costs.

Our copay for anything (emergency, life flight, life saving treatments or surgery) is 30% with an annual family deductible of $12,000, over 1/5th of our family's annual income. And our premium is over $800/month!

My husband recently had outpatient uretic stent surgery. He was in the hospital for only 6 hours from start to finish and it cost $25K, our share of which was $8,000. We're just scraping by right now and still paying off my child's emergency surgery. And yet when I called the hospital to explain our situation, they said, "We don't give discounts to anyone who has private insurance regardless of income." So I can't afford the carpal tunnel surgery I've put off for years nor the genitorurinary prolapse repair my doctor has repeatedly recommended because we can't afford the copay.

Will the ACA help people who don't qualify for Medicaid? I'm embarrassed to admit that I'm secretly jealous of the my MIL's Medicare and Medicare Advantage because she's been able to have very low cost carpal tunnel, hysterectomy, hip and knee replacement and Lasik surgeries. One of things I want to be able to afford when I'm an RN is colporrhapy.

Urge everyone to use the caculator posted upthread from the Washington Post's website. What does the Supreme Court's health-care ruling mean for me? - The Washington Post

Entered in what is basically "middle income" for a single working person in NYC, $50K per year and guess what? The only benefit from the ACA is that such a person would be able to purchase insurance from the state's exchange, period. Oh and if he or she didn't have any insurance by 2016 they will pay the maximum penalty of about $934 to the IRS.

Using the calcuator above to see what is provided as much will depend upon your income and household size.

Specializes in Emergency.

but that appears the stance that many take...grab an issue and big 'ol brush and paint one side evil and the other robin hood...and of course the example you choose is a rape victim to pull at the heart strings...why not talk about the person who eats fast food as often as they can, don't exercise and expect US to take care of them when they get diabetes...i know why...because it doesn't make the public feel sorry and sympathetic...

Hmmm??? Is that what you really think is going on...It seems from your comments that you don't really know what you believe...you cannot have it both ways. And since you took the rape victim comment totally out of context, I have a hard time seeing where you are coming from??? I can and will talk about the person who is ignorant of their own health because they choose to be ignorant as they waste the day away watching judge judy and staring at their i phones as they gorge themselves on the poison you call fast food...sure I can chime in on that too... I think it is a tragedy that so many people in this country are blind and live that way. Don't you feel that education would help these people? Or is education and prevention a bad idea? Oh yes the teachers union???Could that be good(bad) as well??? Or is there "service" not as good to justify some sort of fairness? Are teachers simply "garbage men"?

Zombi RN

122 Posts

Specializes in thoracic ICU, ortho/neuro, med/surg.
I'm very excited and I'm glad this has been put to rest. I've been uninsured or on medicaid for nearly my entire life. I know so many others who are uninsured and unable to get insurance due to the cost. I've gone to the ER when ill and was treated like a criminal by the doctors and secretaries just because I didn't have health insurance. This is a victory for the poor and uninsured in our country.

Hear, hear! I'm quite pleased, myself!

pnlu007

181 Posts

i think teacher's unions are perfectly fine. and if children missing eyeballs need eyeballs, they deserve health care as well. i support education, but truth is sometimes it doesn't matter...we all know how bad smoking is...yet people will still smoke and when its time to treat the emphysema and lung cancer...go to Charity Hospital and get it fixed up...cuz Team Do Good will take care of it...i think your not paying any attention to what im saying. I actually acknowledge I do not understand Obamacare and its reverberating effects thru the economy to have any educated opinion. I like it cause it might get me a job a year from now. I have issue with thinking people who do well or accumulate wealth have the responsibility to ensure everyone has health care. doesnt mean i dont believe in a social net. see, youre doing what i pointed out earlier...everything doesn't have to be black and white, good or bad, rich or poor. im not all republican or all democratic..

Zookeeper3

1,361 Posts

Specializes in ICU, ER, EP,.

it is a positive for people just like us. use me as an example. i have health insurance and three kids. daughter almost killed in a hit and run accident at 18. now has pre-existing seizures and brain injury. is now well enough for part time school (paul mitchell) for hair, lives two hours from us.

health insurance refused to pay all bills, the injury was "covered" by my car insurance. we have over $250k left in debt to pay after that. current health care kicked her off my plan as she isn't in full time accredited school. she is too well for disability (love that one), and we support her by paying her rent, so she can't apply for medicaide. (she is expected to move back home, per them).

her monthly meds are $325/month, eeg's every three months plus neurologist... well you get the picture. we are almost bankrupt. the alternative is having her declare bankruptsy and start out life like that. we choose to pay the debt.

high risk state insurance covers little of her needs and only provides catastrophic coverage... hello? we already had the catastrohy!

now she is covered again under my plan.

anyone that thinks this could never happen to them is crazy.... i though it would never happen to me.

so two hard working educated parents with expensive insurance are fighting to stay solvent. imagine anyone at 25 who gets in a wreck... 30.... 40. i am not the exception....

my family is the reason for this!

pnlu007

181 Posts

it is a positive for people just like us. use me as an example. i have health insurance and three kids. daughter almost killed in a hit and run accident at 18. now has pre-existing seizures and brain injury. is now well enough for part time school (paul mitchell) for hair, lives two hours from us.

health insurance refused to pay all bills, the injury was "covered" by my car insurance. we have over $250k left in debt to pay after that. current health care kicked her off my plan as she isn't in full time accredited school. she is too well for disability (love that one), and we support her by paying her rent, so she can't apply for medicaide. (she is expected to move back home, per them).

her monthly meds are $325/month, eeg's every three months plus neurologist... well you get the picture. we are almost bankrupt. the alternative is having her declare bankruptsy and start out life like that. we choose to pay the debt.

high risk state insurance covers little of her needs and only provides catastrophic coverage... hello? we already had the catastrohy!

now she is covered again under my plan.

anyone that thinks this could never happen to them is crazy.... i though it would never happen to me.

so two hard working educated parents with expensive insurance are fighting to stay solvent. imagine anyone at 25 who gets in a wreck... 30.... 40. i am not the exception....

my family is the reason for this!

i think this scenario is a perfect reason why change needs to happen. your situation is tragic. now flip that and what if the drunk driver who caused the accident didnt have health insurance...national health care is a complicated issue, above my pay grade. and above most people's.

pnlu007

181 Posts

Quote from SuperMeghan91

I'm very excited and I'm glad this has been put to rest. I've been uninsured or on medicaid for nearly my entire life. I know so many others who are uninsured and unable to get insurance due to the cost. I've gone to the ER when ill and was treated like a criminal by the doctors and secretaries just because I didn't have health insurance. This is a victory for the poor and uninsured in our country.

Hear, hear! I'm quite pleased, mysel

Hear, hear! I'm quite pleased, myself!

im assuming you are at a public library using their internet...and not home service you selected along with your cable over health coverage...here here!

Specializes in ER, Med-surg.
Quote from SuperMeghan91

I'm very excited and I'm glad this has been put to rest. I've been uninsured or on medicaid for nearly my entire life. I know so many others who are uninsured and unable to get insurance due to the cost. I've gone to the ER when ill and was treated like a criminal by the doctors and secretaries just because I didn't have health insurance. This is a victory for the poor and uninsured in our country.

Hear, hear! I'm quite pleased, mysel

im assuming you are at a public library using their internet...and not home service you selected along with your cable over health coverage...here here!

Considering that Comcast phone/internet/cable service only costs $99.00/month for a family a four and insurance for a healthy 20 year old girl with no preexisting conditions would cost over $500.00 a month, yes I'm paying for cable and internet, but cannot afford health care because it would be five times more expensive to cover only one person. Thank God for sliding fee clinics. Thanks for being so understanding! Way to not create a hostile environment. I didn't attack you, I don't deserve to be attacked by you. I think you owe me an apology.

Esme12, ASN, BSN, RN

1 Article; 20,908 Posts

Specializes in Critical Care, ED, Cath lab, CTPAC,Trauma.

This is obviously a polarizing issue. While AN promotes the idea of lively debate. This means ALL are free to disagree with anyone on any type of subject matter as long as your criticism is constructive and polite. Additionally, please refrain from name-calling. This is divisive, rude, and derails the thread.

Allnures's first priority is to the members that have come here because of the flame-free atmosphere we provide. There is a zero-tolerance policy here against personal attacks. We will not tolerate anyone insulting other's opinion nor name calling.

Our call is to be supportive, not divisive.

This is a reminder to stick to the subject matter. It is perfiectly fine to disagree with someone without being disagreeable.

SC_RNDude

533 Posts

What talents do CEO's have? I don't think anybody wants less talented people...maybe less greedy people in charge of others health.

If hospitals are paying less to CEO's then other industries, where do you think the more talented CEO's are going to end up?

SC_RNDude

533 Posts

The health care bill was discussed in Congress over several years and various versions were online for those wanting to keep up with the changes. It wasn't discussed behind closed doors in the dead of night. Click here for the timeline of the Finance Committee's work to reform America's health care system - health care reform from conception to final passage.

Ideas were discussed for many years, but the the bill that was signed by the President in March of 2010 was published online for the first time in November 2009 and had been passed by congress by Christmas. Bill Text - 111th Congress (2009-2010) - THOMAS (Library of Congress)

And, there were many omissions and additions of the bill in between, (first bill in November had 2000 pages, bill passed in December had 2400) many at the last minute, and many that were the result of "closed door" deals. Payoffs for states get Harry Reid to 60 votes - Chris Frates - POLITICO.com

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