Medical bills underlie 60 percent of U.S. bankruptcies: study - page 3

Medical bills underlie 60 percent of U.S. bankruptcies: study Source... Read More

  1. by   doesntlookgood
    Another issue here seems to be the attitude that "it's alright to work the system."

    Folks (especially Nurses) often works their butts off to provide professional care to their patients (they're usually in the Hospital for a reason, right?). Now Nursing along with many other occupations that were formally considered learned, professional pursuits are being "blown off" in an attempt to "maximize shareholder value".

    This leads to a basic fracture of the social construct, and although the general public thinks they are unaffacted, I predict they'll be failing the pain real soon.

    In the meantime, here's a time-limited link to an article in today's Chicago Tribune that is rather troubling.



    http://www.chicagotribune.com/news/n...,1073039.story


    Hey, don't worry about the REAL important stuff like staffing levels / patient ratios...instead let's focus on jamming up our most vulnerable population.

    Nurses.
  2. by   morte
    Quote from Jolie
    Can you explain how a relatively well-off, married woman whose husband is employed qualifies for Medicaid?

    I realize that Medicaid is essentially a state-administered federal program and that qualifications and benefits vary from state to state. But I am not aware of any state that extends Medicaid benefits to someone who is well off simply because she is (voluntarily or otherwise) unemployed. That has not been the case in IL, MO, KS, NC, SC, PA or NE, all states in which I have lived and/or worked.

    Perhaps your state is unusual in offering Medicaid benefits under these circumstances? If so, then your state lawmakers may need to be prompted to address the issue.

    Providing state-funded health benefits to the truly needy is one thing. Enabling a family to ditch their private coverage in favor of tax paid benefits is inexcusable.
    it is called fraud........also, in this case...she isnt well off, only could be...if she worked.....wife of a pastor...maybe the congregation doesnt furnish ins? or she is considered high risk with the previous eclampsia?
  3. by   Jolie
    Quote from morte
    it is called fraud........also, in this case...she isnt well off, only could be...if she worked.....wife of a pastor...maybe the congregation doesnt furnish ins? or she is considered high risk with the previous eclampsia?
    Fraud seems like a possibility. What kind of verification process is there to qualify for Medicaid? Lack of coverage from a relatively low-paying minister's position is also a posibility, in w hich case she would rightly qualify for this benefit, the same as any non-working or low income recipient. I'm pretty sure that high-risk status alone doesn't qualify one for Medicaid.

    What about assets? I didn't think one could just quit a job and qualify for Medicaid, especially if they held valuable assets such as a house, car, etc.
  4. by   FireStarterRN
    A lot of churches provide health coverage benefits to employees. It seems like it would be the 'Christian' thing to do...
  5. by   oxford_girl
    http://www.politicsdaily.com/2009/05...aze/3#comments

    This is written by a jounalist with brain cancer and his experience of the American health care system and some of the costs.
  6. by   js408
    Reading the comments of the article, conservatives make me sick. One of them suggests drinking some water. Another says you should be happy to pay thousands of dollars since the drugs are "worth it." Yah we should all be so happy.

    Quote from oxford_girl
    http://www.politicsdaily.com/2009/05...aze/3#comments

    This is written by a jounalist with brain cancer and his experience of the American health care system and some of the costs.
  7. by   oxford_girl
    If ur in the UK, there is a BBC documentary about the US Health care system
    http://www.bbc.co.uk/iplayer/episode..._Mr_President/

    http://news.bbc.co.uk/panorama/hi/fr...00/7829393.stm

    Ahh found a youtube link
    http://www.youtube.com/watch?v=rD65UKgB6hU


    Alternatively, this website made a summary
    http://cityeconomist.blogspot.com/20...alth-care.html
  8. by   oxford_girl
  9. by   lamazeteacher
    "Am I wrong to feel this way? The U.S. needs to figure out a better system - it makes perfect sense to cut out the middle man. " quote from Hope 3456

    The better system, is Universal Health Care.

    "'Christian' thing to do... " Firestarter: It's the decent thing for those of any religion, to do. If Christians and others did all their religions taught, there would be no wars, no avarice, no starvation, no abuse, no injustice, etc., etc., etc.

    "government run system won't create utopia." quote from Firestarter RN
    Utopia, it won't be, but diseases won't get worse/cost more to treat, due to inability to pay for early care. Insurance companies don't skim a little, they take the lion's share; and health care doesn't have to be as expensive as it is. We're feeding health care providers' (physicians') addiction to more and more money!

    We also condone glitzy decor for hospitals, and unneeded equipment in all facilities, instead of assigning them judiciously to hospitals where they're needed the most.


    The quotes below are all wrong! Babies have no assets, therefore they qualify for medicaid, in utero, or out of it. When complications ensue, the application for medicaid is appropriate, to protect children from not getting needed care due to financial inability to pay the exorbitant amounts charged by doctors and hospitals.
    "it is called fraud" .................."not aware of any state that extends Medicaid benefits to someone who is well off simply because she is (voluntarily or otherwise) unemployed" quotes from Morte's posts

    "Maybe I should have just quit my job and got on medicaid." quote from Hope 3456

    "I didn't think one could just quit a job and qualify for Medicaid, especially if they held valuable assets such as a house, car, etc." quote from Jolie

    "Enabling a family to ditch their private coverage in favor of tax paid benefits is inexcusable." quote from Morte

    ""it's alright to work the system" quote from doesn'tlookgood
    Last edit by lamazeteacher on Jun 6, '09 : Reason: addition
  10. by   oxford_girl
    A film adaptation of Tommy Douglas
    http://www.youtube.com/watch?v=lf1YAznsnVA

    Remote Area Medical -a documentary aired last March 2008
    Part 1 http://www.youtube.com/watch?v=n78uV...eature=related
    Part 2 http://www.youtube.com/watch?v=jiMEu...eature=related
    Last edit by oxford_girl on Jun 7, '09
  11. by   GCTMT
    Other developed countries certainly have their share of problems that need to be adressed. But, that fact that one can actually go bankrupt for getting sick or injured is "uniquely American", indeed.
  12. by   js408
    In other civilized countries, health care is a right. In the U.S., health care is a privileges for the affluent and wealthy. The idea that children should suffer because, through no fault of their own, their parents aren't rich enough to afford health care, is repugnant and morally bankrupt.

    Universal health care for every man, woman, and child. NOW.

    Quote from GCTMT
    Other developed countries certainly have their share of problems that need to be adressed. But, that fact that one can actually go bankrupt for getting sick or injured is "uniquely American", indeed.
  13. by   Jolie
    Quote from lamazeteacher;3669785

    The quotes below are all wrong! [B
    Babies have no assets, therefore they qualify for medicaid, in utero, or out of it. When complications ensue[/B], the application for medicaid is appropriate, to protect children from not getting needed care due to financial inability to pay the exorbitant amounts charged by doctors and hospitals.
    "it is called fraud" .................."not aware of any state that extends Medicaid benefits to someone who is well off simply because she is (voluntarily or otherwise) unemployed" quotes from Morte's posts

    "Maybe I should have just quit my job and got on medicaid." quote from Hope 3456

    "I didn't think one could just quit a job and qualify for Medicaid, especially if they held valuable assets such as a house, car, etc." quote from Jolie

    "Enabling a family to ditch their private coverage in favor of tax paid benefits is inexcusable." quote from Morte

    ""it's alright to work the system" quote from doesn'tlookgood
    You have incorrectly attributed some of these quotes and misrepresented their content. For example, "Enabling a family to ditch their private coverage in favor of tax paid benefits is inexcusable." (quote from Morte) was not originally posted by morte, but by me. My point was that IF a state's Medicaid system allows a family to voluntarily terminate their own private coverage in favor of tax-payer funded coverage, (which was speculated to be an explanation for the example cited by an earlier poster) there is a problem. There is no reason for taxpayers to be funding healthcare for able-bodied, employable people who earn sufficient money to pay for their own benefits.

    Another example, "I didn't think one could just quit a job and qualify for Medicaid, especially if they held valuable assets such as a house, car, etc." (quote from Jolie) You have taken this out of context. I'm not stating that one can do this. I'm questioning that it is even possible for a person with significant assets to qualify for Medicaid. My comment was meant as a challenge to determine whether anyone is able to identify a source that would indicate that this is even possible.

    I realize that it can be difficult to determine one's tone and sometimes meaning by reading posts on a BB, but I find it incredibly disingenuous to take other posters' statements and twist them to fit an agenda.

    Lastly, please cite a source that indicates that all newborn infants qualify for Medicaid due to their lack of personal assets. If that is true and accurate, then why the outcry about children lacking healthcare coverage? They would all have it at birth.

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