NP's Malpractice insurance....

  1. I was just wondering, how much is the insurance for a FNP or just a NP in general. I am a BSN student with the hopes of after graduation, passing the NCLEX and a few years experience i will go back to school for my FNP. I live in Ohio, and was curious if anyone here knows the going rate in Ohio, and if you live in another state what do you pay. I was at work the other day and we were talking about doctors malpractice insurance. How does the NP's insurance compare. This in no way shape or form keep me from following my dreams just looking for a ballpark estimate!!
    Last edit by Joe V on Dec 15, '16
  2. Visit Maverick80 profile page

    About Maverick80

    Joined: Apr '05; Posts: 108; Likes: 9
    Tech in the ED at a level I trauma center for 2 years! Now working as an RN in the CCU!
    Specialty: ER, CCU

    33 Comments

  3. by   sirI
    Hello, Maverick80,

    Mine is approximately $2100/year

    You can get a free quote here:

    www.nso.com
  4. by   traumaRUs
    Siri - just curious - are you also covered by your employer? Do they pay for your private malpractice also?
  5. by   sirI
    I've always carried individual insurance, traumaRUs. And, this last clinic covered me on theirs as well.
  6. by   Maverick80
    thankyou so much!!
  7. by   sirI
    You are welcom, Maverick.
  8. by   The morning sun
    Can anyone recommend a reputable insurance company for Neonatal Nurse Practitioner Malpractice Insurance.?
  9. by   sirI
    Go to www.nso.com

    You can get free quotes online.
  10. by   JDCitizen
    Quote from sirI
    Go to www.nso.com

    You can get free quotes online.

    I have been using NSO ever since I was in the BSN program.... No problems so far. My rates did go up significantly after I entered into the nurse practitioner world though.
  11. by   DanFNP
    Quote from JDCitizen
    I have been using NSO ever since I was in the BSN program.... No problems so far. My rates did go up significantly after I entered into the nurse practitioner world though.

    Wow, for fun I checked mine and it was about 94.00/yr for RN, and 1,204/yr for NP. Quite a difference!
  12. by   ANPFNPGNP
    Quote from DanFNP
    Wow, for fun I checked mine and it was about 94.00/yr for RN, and 1,204/yr for NP. Quite a difference!
    I paid $850 per year to cover patients 12 and up as an Adult NP. When I started covering patients of all ages (FNP), excluding OB (I don't see pregnant patients), my rates went up to $1600 per year! It makes no sense, since elderly patients are WAY more complicated than pedes patients! Someone, please explain...
  13. by   ghillbert
    I suspect people are far more likely to sue you if you damage their child rather than their grandma.
  14. by   JDCitizen
    Quote from ghillbert
    I suspect people are far more likely to sue you if you damage their child rather than their grandma.
    I don't know I think there are more than a few people that think we all in the medical community should be able to keep grandma and grandpa alive and happily kicking even though they were not that way when they got to us. Iv heard it too many times he/she was fine last week before coming to the hospital (brought to the hospital by EMS)...


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