Life Insurance

by Calibean Calibean Member

Specializes in School, FNP. Has 6 years experience.


Started my first job as an NP several weeks ago and was told yesterday that the office will take a life insurance policy out for me of which they are the beneficiary. Now, I understand the reasoning behind it, lost income in the event of my death, I have to admit I was a little surprised. Is this standard as an NP? I of course made a joke about if I do a bad job they can bump me off. I couldn't resist. Just wondering if it was typical. Wasn't discussed during my interviews.



traumaRUs, MSN, APRN, CNS

Specializes in Nephrology, Cardiology, ER, ICU. Has 30 years experience. 164 Articles; 21,178 Posts

Ugh - I've never heard of this.



65 Posts

Woa... Never heard of this... be careful and stay alert. That doesnt sound right. If you left that practice it would be the same lost of income as if you died. They would just hire someone else in either case.

juan de la cruz, MSN, RN, NP

Specializes in APRN, Adult Critical Care, General Cardiology. Has 30 years experience. 9 Articles; 4,338 Posts

can you decline it?



179 Posts

I've personally have never heard of this and would question why this was not brought up during the interview process. Maybe you should contact an attorney for advice. There is a article that discusses this practice called " Capitalism: A Love Story." Scary!!

The article is at


nursetim, NP

Specializes in ER, HH, CTICU, corrections, cardiology, hospice. Has 20 years experience. 493 Posts

I've heard about this, but usually for CEO's and really vital employees. None of my positions did this. I'd say ok if they match with a Ben of my choosing.