Is School Worth the debt when you are already POOR

[thelyonqueen]

I have been an orphan since 12. I stayed child free until I got married. the first marraige ended horribly because of domestic abuse; he took my kids by making the courts think I was crazy but another story. My second husband has no ambition to do better in life. His family disowns him and has never helped with the upbringing of our kids; i am always exhausted. about two years ago, even though i am 40 and premenopausal, i went back to the miltary to get our lives back together. we were supposed to be stationed overseas for three years when six months into the tour, i got kicked out. they claim it was budget cuts but i feel it was because of my age, failing health, and race. none the less my family slept in the airport of lax overnight until we could make our way to arizona. i had accepted a job there and it took every penny we had to get the home we had with bad credit but the day i was supposed to start, it gave me the axe (budget restaints). so i have been unemployed since 2010, hate stuggling to pay for my home, hate my husbands job (he is gone all of the time yet never makes enough money to make ends meet), and i decided to go to college ft to be a nurse. it has been soooo hard; my car brroke down and i cant even get to school or take my kids to daycare or anything. i really want out of the realtionship but i have no job no savings nothing. so i wanted to try to stick it out graduate with my rn and leave with stabilty (and all of the loans I am terrified to keep taking out). however about a week ago got a call from not one but two hospitals that wanted me to work as a clerk (admin) full time and ireally want to stop school to work. i rationed in my mind that i could continue online and if my marriage completely fell apart i could somewhat take care of myself. my classmated feel that i should stick it out but it seems so hard i want to disappear. i have no help at home my husband doesnt support me all he complains about is money and the fact that i dont have a job but i could never get a job until now. what shoud i do? please help me. i am really scared and confused.

[FORTHELOVEOF!!!!]

Will they hire you part time or PRN? Girl I feel for you, you are in a tough situation. I have a friend in the same situation except she already dropped out of nursing school and is now really kicking herself hard for doing it. If you can stay in school and pull off a part time job, I would do!! I know the job sounds good but just think of how much more you will be making once you graduate!! Student loans suck but you will be able to pay them off faster if you make more money. You are the only one who truely understands the gravity of your own situation so you need to make the decision that works best for you. But to answer your question, YES, students loan debt is definitly worth it, even if you are poor! Debt is usually short term if you have the means to pay it off, being poor can last forever unless you work towards something that pays more. I wish you the best!

[LaughingRN]

I have been poor.

I was a poor nursing student.

I was a poor single mother nursing student.

I do NOT condone using human relationships as a stepping stone to advancing your own life.

Leave the husband if you feel he is unsupportive and do it on your own.

After beating the backspace key a gazillon times, I have nothing else to say.

[thelyonqueen]

Thanks I will really think about part time.

[thelyonqueen]

Thanks I feel like I am being used and i dont like to rely on people evven though that is what a marriage is SUPPOSED to be. I will really think about the advice. However, in order to leave my husband I need a job. In order to have a job I would have to leave nursing school. So how would that help anyhting?

[mangopeach]

Are loans worth it if you are poor? I say yes. There's a billboard I used to pass that said, if you think education is expensive, try poverty.

[kh321]

Do you qualify for grants?

I am a single mom of 2 and I don't have much money. I was able to qualify for grants to completely cover my nursing education at the local community college. I had to take out a small loan this past year to help pay for child care but that is it. I am so very thankful of this every day.

Whatever you choose good luck to you!

[Wifeoffireman]

As a single parent, you would qualify for grants as well as more financial aide. I wish you the best in whatever you decide.

[BrittRN2B14]

Education is worth whatever you have to pay!

[Katie71275]

Im sorry you are in this sort of position. If I were in this position, I would remain in school. You will be able to pull yourself out of poverty as an RN if you manage your income wisely. Good luck in making a decision.