Homemaker Social Security Benefits

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Hi everyone!! Im sorry for posting this here. Its just that I'm trying to help a senior couple I've met and are going through some hard times in Florida. The man gets social security benefits, a whhhoooppping 550,00 a month. The lady was a house wife for all her life. She is turning 62 in a couple of months, can she also apply for Social Security Benefits also??? Please any guidance will be appreciated. Im thinking if she gets an extra 300 or so a month, its going to help her alot. I know their sons help with all they can, but a little more would be better.

Thanks,

Frankie

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Specializes in Ante-Intra-Postpartum, Post Gyne.

If a person works every day of their life, having money go into social security they get the same benifits as the person that worked one day of this life. Here is a run down:

"Medicare covers all who qualify, regardless of age, medical condition, or ability to pay. At age 65, individuals qualify for Medicare Part A if either they or their spouse paid into the Social Security or Railroad Retirement system for at least 40 calendar-year quarters (at least ten years of work). No premium is required for enrollment in Part A because beneficiaries paid into the system during their working years; those who lack sufficient work history may purchase Part A coverage. Individuals qualify for Medicare Part B upon turning 65; if they wish, they may enroll in Part B by paying the monthly Part B premium1. In 1997, 98% of older Americans were enrolled in Medicare.2

Individuals under age 65 who have been entitled to Social Security or Railroad Retirement disability benefits for at least 24 months are eligible for Medicare Part A, and may also choose to enroll in Part B. Individuals with end-stage renal disease who paid into the system for 40 quarters, or whose spouse did so, also qualify."

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Specializes in ICU.

Thanks for your reply. They do have Health Insurance. My actual question is... about actual funds, like money. Ive heard someone tell me that homemakers alson have the right to apply. Am I correct? She never worked outside of home, not a day. But she worked plenty at home, so she tells me.

Anyone????

If a person works every day of their life, having money go into social security they get the same benifits as the person that worked one day of this life. Here is a run down:

"Medicare covers all who qualify, regardless of age, medical condition, or ability to pay. At age 65, individuals qualify for Medicare Part A if either they or their spouse paid into the Social Security or Railroad Retirement system for at least 40 calendar-year quarters (at least ten years of work). No premium is required for enrollment in Part A because beneficiaries paid into the system during their working years; those who lack sufficient work history may purchase Part A coverage. Individuals qualify for Medicare Part B upon turning 65; if they wish, they may enroll in Part B by paying the monthly Part B premium1. In 1997, 98% of older Americans were enrolled in Medicare.2

Individuals under age 65 who have been entitled to Social Security or Railroad Retirement disability benefits for at least 24 months are eligible for Medicare Part A, and may also choose to enroll in Part B. Individuals with end-stage renal disease who paid into the system for 40 quarters, or whose spouse did so, also qualify."

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All the more reason to privatize this ponzi scheme known as social security

Hi everyone!! Im sorry for posting this here. Its just that I'm trying to help a senior couple I've met and are going through some hard times in Florida. The man gets social security benefits, a whhhoooppping 550,00 a month. The lady was a house wife for all her life. She is turning 62 in a couple of months, can she also apply for Social Security Benefits also??? Please any guidance will be appreciated. Im thinking if she gets an extra 300 or so a month, its going to help her alot. I know their sons help with all they can, but a little more would be better.

Thanks,

Frankie

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Have you checked with the Social Security Administration?

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Hi everyone!! Im sorry for posting this here. Its just that I'm trying to help a senior couple I've met and are going through some hard times in Florida. The man gets social security benefits, a whhhoooppping 550,00 a month. The lady was a house wife for all her life. She is turning 62 in a couple of months, can she also apply for Social Security Benefits also??? Please any guidance will be appreciated. Im thinking if she gets an extra 300 or so a month, its going to help her alot. I know their sons help with all they can, but a little more would be better.

Thanks,

Frankie

Yes, she can apply for spousal benefits. What she receives is based on her husband's benefit. She needs to go to the nearest SSA office to apply.

Grannynurse :balloons:

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Hi everyone!! Im sorry for posting this here. Its just that I'm trying to help a senior couple I've met and are going through some hard times in Florida. The man gets social security benefits, a whhhoooppping 550,00 a month.

Thanks,

Frankie

I know it is a typo - but when I first looked I thought "Woot! I'd love to have that much money a month". :)

$550,000 is pretty darn good.

I think you've gotten good advice here . . . best wishes.

steph

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