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where to get malpractice insurance

Nurses   (5,907 Views 9 Comments)
by mochamocha mochamocha (New Member) New Member

2,717 Profile Views; 77 Posts

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Where else can I buy malpractice insurance for RNs aside from NSO? Just curious

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KaitRN specializes in LTC, New to Tele/ Cardiac!.

52 Posts; 2,384 Profile Views

I do NSO.. It was only i think $40 last year bc i was a new grad. just got my bill for the upcoming year: around $90... Not too bad for a whole year! You never know when you may need it, god forbid... I don't know of any other insurance companies. I think I saw NSO in one of my nursing magazines last year and decided it would be a good idea.. Good luck!

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dthfytr has 30 years experience as a ADN, LPN, RN, EMT-B, EMT-I and specializes in ER, Trauma.

1,160 Posts; 12,309 Profile Views

I've used NSO for many years. I don't like that they entice you to shop the "NSO Marketplace" then add a small fee to your annual bill for this. I called them on it and was told I could just pay $90 and forget the stupid fee. Sorry for the rant. Get insurance. I hate lawyers and the cost of insurance is cheaper than what one ambulance chaser would charge you for one hour of his precious time.

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3 Posts; 799 Profile Views

Do you work somewhere that requires you to purchase malpractice insurance?

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Mike A. Fungin RN specializes in Trauma ICU, Peds ICU.

457 Posts; 11,557 Profile Views

Marsh offers a plan with discounts for AACN members. I have family who work in insurance and Marsh is one of the older more reputable providers of insurance in the country. You can find the link through AACN's website.

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dthfytr has 30 years experience as a ADN, LPN, RN, EMT-B, EMT-I and specializes in ER, Trauma.

1,160 Posts; 12,309 Profile Views

Other than nursing school, nobody's ever required me to have insurance. I sleep better at night having my own. Anybody can sue anybody for anything, even if you weren't there. You're employer may treat you like their best friend now, but when the lawyers start circling, they will only protect themselves, and throw anybody convenient under the bus. I've seen it happen too many times. The cost of insurance is so cheap compared to what it would cost to defend yourself when you're totally innocent, it just makes no sense not to protect yourself so cheaply.

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77 Posts; 2,717 Profile Views

Do you work somewhere that requires you to purchase malpractice insurance?
s

yes but I would get it anyway regardless of requirement. I've previously used NSO and recently saw another malpractice company on Nursing Spectrum but I forgot to write it down before I threw it away. That is why I wanted to know if anyone else use other companies :)

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14,620 Posts; 103,256 Profile Views

Marsh (Professional Liability Insurance - Proliability) is the other company specializing in nursing (and other health professions) personal liability insurance. They offer discounts for members of a wide range of nursing organizations, not just AACN.

There have been members here at various times who have mentioned that they have coverage as a rider on their homeowner's insurance, but I don't have any idea of how exactly that would work -- I've always been more comfortable dealing with a company that specializes in covering nurses. NSO and Marsh are the two companies you hear mentioned most often.

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