Nursing Tuition off the Chain!! Need Help!! - page 5

Okay so I just got accepted to Drexel University's BSN program. For those of you who may not know anything about Drexel, it is a private University where the cost is 38K+ PER YEAR for tuition ALONE -... Read More

  1. by   psychonaut
    Quote from JoI8815
    I am so glad to be able to amuse you...
    My amusement was sincere but there was definitely some sarcasm in there. To be clear, this was directed solely at the words I was quoting in my post.

    From a personal standpoint, you are talking to a guy who is all about education for it's own sake. I used to read through my college catalogs in the same way as I thumbed through the Toys-R-Us catalog as a kid. The student loans for my first degree reflect that fact, as 30+ credits not "required" by the degree starts to add up, even at my reasonably-priced state U. I even managed to squeeze a couple of unnecessary classes into my nursing program, which was a full enough schedule as it was.

    ...not trying to sound stuck up or anything, but some people want more than just their license. Is that so hard to accept?
    I absolutely accept that. An underlying theme of this thread (general, not you) seems to be coming across as "more $$$ for education = superior education = superior nurse(?)." Maybe not stated outright (although what I quoted in my first post comes close), but coming out in bits and pieces. The response seems to be "(much) less $$$ for education + same license/entry level job = wiser financial choice." These concerns are far different from a desire for a more liberal education.

    I'm a bit sorry for having brought the entry-degree debate into the thread, as it is such a thread derailer...but I still think that that debate does hold similarities to the one we are having now. That is, confusing the overall benefits of a broader education (and/or of a private school education) vs. what narrow benefits such things may have for the practice of professional, licensed nursing.
  2. by   nep1980
    Quote from beth66335
    Yikes is right! I'm glad my school is 93.00 a credit hour with a deferred pymt plan each semester and a 98% NCLEX pass rate. I'm glad you like Drexel, but are the people you want to work for really going to care where you went to school, or just that you passed the NCLEX?
    Wow, I see you will be a Senior, I am assuming you mean at a 4 year institution, and 93.00 a credit hour is creaper than the community colleges in the Philadelphia area. If you don't mind my asking where are you going to school. I am going to Holy Family but still would like to know the cost of other schools. Also many employers do care where you went to school, espically if it is between you and another nurse equal in all ways other then type or RN or even the college attended.
  3. by   beth66335
    Quote from ShelbyHisler
    Wow, I see you will be a Senior, I am assuming you mean at a 4 year institution, and 93.00 a credit hour is cheaper than the community colleges in the Philadelphia area. If you don't mind my asking where are you going to school. I am going to Holy Family but still would like to know the cost of other schools. Also many employers do care where you went to school, especially if it is between you and another nurse equal in all ways other then type or RN or even the college attended.
    Most, if not all, of the nurses I worked with before I quit working for nursing classes at school went to one of the 4 nursing schools in our area, none of which are terribly prestigious or expensive. I think the highest tuition was South College at 20,000 a year. I do agree with another poster who said it should only matter on your first job if at all, once you've gotten employment your work history will get you all subsequent jobs. I did get a CNA job before I finished my course, because I took classes through the Red Cross and there program has an excellent reputation, but believe me I would never have gone there if the tuition was really high, I just would not have been able to justify it. I am a senior this Fall at Roane State Community College in Tennessee which also has an excellent rep and a high NCLEX pass rate, but not the high price tag, thank goodness! I am a mother of three and a wife and we are living off my husband's paycheck so I can attend school without working and we are tight. I don't qualify for any aid because my husbands salary is just above the cutoff and I have tried everything. My FAFSA says my contribution should be 8,000.00...my whole tuition since 2005 doesn't even reach that number, which means they think I should be able to pay it all myself. I have gotten assistance from my former hospital job paying every other semester's tuition when I worked there, but now we are using the colleges deferred payment plan each semester to get payments made. It has been hard, but when I'm done next Spring I will have no debt and an A.A.S. degree from a school with a very good reputation! Plus every penny of that first paycheck after taxes will be all mine...Wheee!
  4. by   JoI8815
    OMGosh I just want to thank you all for ALL the great advice. I'm a very open-minded person and I accept that I do not know everything so thanks again for all the advice. I recently applied to LaSalle University 16K per year as well as Holy Family University 21K per year and I'm still keeping my eyes open for cheaper schools, especially since I am on my own. To the poster that mentioned other State schools in PA - Yes I've looked into them but nursing in PA is soooo competitive its not even funny. Most programs were literally filled by January. I guess I was a little foolish for keeping my eyes on Three schools - Jefferson, Drexel and Temple U - two of which I ended up on a waiting list again because I didn't get my application in in a timely manner - my fault. So the search will def continue esp after reading that some of you went to nursing school for next to nothing. I wanna be that person too. I only have two years of school left, which means I will be 24 years old when I get my BSN if I begin this fall. I def DO NOT WANT TO BE A 24 YEAR OLD WITH A LARGE LUMP-SUM OF LOANS ON MY CREDIT. So good looking out to all those who gave great advice Thx.

    P.S. I also want to add that there are programs that pay your student loans for you AFTER you receive your nursing degree. Of course there is a little catch - you have to work for certain hospitals for 2 years but that's doable. Can't think of the website right now but will def try to remember to post it when I find it for those of you who need help or are interested.
  5. by   nep1980
    Holy Family University 21K per year

    I am going to Holy Family in the fall. They are great they will give you a determination within a week of having all your transcripts, and reccomendation letter. They also offer academic scholarships to EVERY applicant, as well as have need based grants. I got basically everything except books paid for by grants and scholarships. There are even more scholarships avaiable at Holy Family that go up in October to be distributed for next year, since I just made the decision to go to Holy Family I missed that deadline, but still ended up getting aid. The only thing is that you say you have 2 years to go, well Holy Family makes a transfer student do 3.5 semesters, no matter what- and it has to be full time during the day......Something to think about. But def. go for the BSN
  6. by   jpeters84
    I think only you can decide what level of debt you are comfortable going into to get your nursing degree. Becoming a nurse practitioner is my dream. I already have a degree so I knew that going back to school to become a nurse was going to be my financial responsibility. I looked at going to a community college which offers an excellent education at a fraction of the cost but when I looked at how long it was going to take me to go that route, how many years without a salary, the numbers didn't add up for me.

    I'm older so I want to get my degree ASAP. I got into a good BSN program that was going to cost $24,000 a year and I was only going to be able to work minimal part-time meaning I needed to get financial aid to help cover rent, groceries, health care, and other expenses. I will graduate with a large amount of debt. However I have a number of options. I can join the military. I can live extremely frugally the first five years out of school and put the huge majority of my paycheck towards my loans, I can join the NIH nursing loan repayment program.

    So as uncomfortable as I am at times with the feeling of having this debt I will never regret getting in and getting my degree right away. I have several excellent options to paydown this debt in a very quick manner. A lot of people on this website act like student debt is the worst thing in the world. I disagree. You're investing in yourself and your future. As long as you're not blowing your financial aid dollars on silly things and as long as you have a solvent plan to handle the debt when you're out I say congratulations and go get that degree. Drexel is an excellent school!

    Also, I wouldn't hold your breath for this, but it does seem that Obama is committed in making nursing education more affordable so who knows in a couple of years there might be some excellent loan repayment programs.
  7. by   nep1980
    I am also planning on becoming a Nurse Practitioner and am 28, so I AGREE TOTALLY with you. Get the proper BSN to let you study at the graduate level right from the gate. You will be more than rewarded and comfortably able to pay back you debt. Live you life do what you want, its not like you won't have options as a nurse. Many of my friends from the community college where I did my pre req's are going to only get their Associates, they are like "oh I will get my job to pay for my education later". I say forget later invest today, you only get out what you put in!!!!
  8. by   nnicolee
    Quote from ShelbyHisler
    I am also planning on becoming a Nurse Practitioner and am 28, so I AGREE TOTALLY with you. Get the proper BSN to let you study at the graduate level right from the gate. You will be more than rewarded and comfortably able to pay back you debt. Live you life do what you want, its not like you won't have options as a nurse. Many of my friends from the community college where I did my pre req's are going to only get their Associates, they are like "oh I will get my job to pay for my education later". I say forget later invest today, you only get out what you put in!!!!
    I COMPLETELY AGREE. That was one main reason I personally decided to stay away from getting my ADN when I had the chance to. I think if you have the time and the will to get your RN license in the first place why not go major and just knock the BSN all out at once? To me getting my ADN, graduating, then getting a job at a hospital (hahaha yeah right.... no one's hiring right now) and having them "pay" for my degree seems pointless. The fact that there is no jobs right now really worries me and from a pessimistic point of view, it can only get worse. The fact that MANY NURSES w/ experience, bachelor's and associates don't even have jobs is another thing to worry about to. New grad vs. experienced nurse..... who get's the job? We all know. Me personally, I HATE waiting for anything. The fact that I could basically let time pass me by because I didn't get a job at the hospital right after I graduated (as many anticipate when getting their ADN) would really make me regret my choice in getting my associates. I understand many people just want to get their associates to start working as soon as possible (or possibly have other personal reasons &/ or familial responsibilites) but I personally thinks that it's just a hassle. If you can't go big, go home. And I mean no disrespect to people with ADNs at all I just think that with the current job market and millions unemployed it's the smartest way to go (if you HAVE the time and ability).
  9. by   JoI8815
    Quote from ShelbyHisler
    Holy Family University 21K per year

    I am going to Holy Family in the fall. They are great they will give you a determination within a week of having all your transcripts, and reccomendation letter. They also offer academic scholarships to EVERY applicant, as well as have need based grants. I got basically everything except books paid for by grants and scholarships. There are even more scholarships avaiable at Holy Family that go up in October to be distributed for next year, since I just made the decision to go to Holy Family I missed that deadline, but still ended up getting aid. The only thing is that you say you have 2 years to go, well Holy Family makes a transfer student do 3.5 semesters, no matter what- and it has to be full time during the day......Something to think about. But def. go for the BSN
    Yes the only thing I'm waiting for is my letter of recommendation. That's why my application was late in the first place with the other schools. CCP teachers take FOREVER to give you a letter of recommendation. Anywayz, you said it takes 3.5 semesters. Do you mean 3.5 years? Because 3.5 semesters adds up to 2 years or 1 year and 1/2 if you include the summer session - Fall (1), Spring (2), Fall (3) and Spring (4) - right?

    I know I questioned Holy Family at first because of the location and plus I've never heard much about it except its a private school. Do you know what's their NCLEX pass rate? They might be my only hope left as far as getting the financial help I'll need. So I'm just waiting patiently...other than my letter of rec. they already have all my other stuff. So we'll see.
  10. by   MsLEE2121
    I just went to Holy Family's website and it said the Fall 2009 program is closed. I dont know if it means it is closed for the semester, meaning no one else can apply or if it's closed for good. just thought i'll share that info
  11. by   mlo4567
    I feel for you That's a lot of money. Like the others said, FAFSA & scholarships are best bet, unless you can get a potential employer to help pay for school. I'm lucky so far. I'm just starting my pre-nursing this fall. With my grants & scholarships, I'm actually getting money back. That may not happen next year. My husband is making quite a bit more money this year than last.
    It also helps that my tuition isn't as much as yours, I couldn't go if it was.
    I hope it all works out for you. On the one hand I see where waiting a year to save could be beneficial, yet I'd be afraid I'd lose my momentum. Not to mention, that around here is never a good time to save. Just when I think things are going as planned-BOOM- life happens! Never a dull moment
    Good luck with whatever you choose to do.
  12. by   Do-over
    Just felt compelled to add something for the younger folks on this thread...From someone who learned the hard way...

    Overwhelming debt (of any kind) is exactly that -- overwhelming. Mentally, physically, emotionally overwhelming. To me, it isn't a question of whether a certain college is worth the tuition - the question is whether the debt is worth it. Owing someone else significant amounts of money is not a comfortable place to be.
  13. by   JoI8815
    Quote from MsLEE2121
    I just went to Holy Family's website and it said the Fall 2009 program is closed. I dont know if it means it is closed for the semester, meaning no one else can apply or if it's closed for good. just thought i'll share that info
    My application was in before the closing date so I was told its okay if my things take some time to come. But yeah...its probably closed for the year. Most programs in Philly are closed right now...until next year.

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