How to pay for school??

  1. Hi all
    I am getting so VERY frustrated with trying to figure out how to pay for nursing school? I am a new mom and was planning on going to school during nights/weekends and staying home with my new baby during the day and obviously studying at that time too! I feel like I have exhausted my online search for student loans that allow the borrower to withdraw funds that can be used to both pay the tuition & have funds remaining to pay for daily living expenses as well? Any suggestions on banks/companies for private school loans?
    If I can't find a loan that will cover both tuition & living expenses...I feel like I would need to go straight to the LPN program and then work while I get my RN, which I would prefer not to have to do.
    Any advice??
  2. Visit jriley78 profile page

    About jriley78

    Joined: Mar '11; Posts: 5


  3. by   Despareux
    If it's going to save you from having to take out loans for living expenses, I would go the LPN route, and then have your new employer pay for your RN degree.

    Or if you're really bent on getting loans for living expenses then maybe consider a cheaper college and take the maximum Stafford loan amount, that is, if they refund what is left over from tuition and books.
  4. by   damrcngrl95
    I haven't been through nursing school, but I got a degree as teacher. I received pell grants and some loans. I was able to use any of the remaining for my children's child care and living expenses. I actually divorced my last year of school and between the loans, child support, and working as a substitute teacher I made ends meet. Though that was many years ago. I hope this eases your worries. Just get approved for your grants and loans, sign up for school and I'm sure the rest will come along.
  5. by   windmill182
    The RN program that your looking into has lecture/clinicals during the night and weekends?
  6. by   Student4_life
    Why stop at loans? There are scholarships galore out there? etc. I didn't qualify for very many (I am the exact wrong demographic...) but there are alot out there. Some are just for tuition, others for books, and a few that are for whatever you want/need.
  7. by   Emilynn09
    Maybe wait until your baby is at least in School all day? That way it would help with the child care at least a little bit. Then you could schedule your courses around your child's school schedule as best you can.
  8. by   not.done.yet
    Most people cannot get enough loans/scholarships to cover all needed daily living expenses. You may have to consider a part time job or waiting until your baby is older to go to school if you do not want to go the LPN route.
  9. by   MidnightAzalea
    Sallie Mae has the SMART option student loan, which is enough for school plus living expenses. It's what I'm using right now, and with some tight budgeting, it works.

    Good luck!
  10. by   tokyoROSE
    Have you filed for FAFSA? If you are a single mom, you should get all your tuition covered with grants. Often times, I've seen single parents get a couple thousand extra for everything else. You can also qualify for loans with much better rates than private loans.