Quote from luvnkileigh
I talked to the woman in my HR and we do not have the Cobra option. I just wish it was easier, however it is not. Again, thanks for your input!
You may already know the answer to this question, and choose not to post the details here, but.....why no COBRA option?
Generally speaking, it is not an option for an employer to withhold COBRA coverage. For most employers, it is a legal mandate to offer COBRA coverage to departing employees, with the exception of those fired for gross misconduct, which I'm sure does not apply to you.
Unless your employer falls into a special category, I suspect they are trying to discourage you from pursuing COBRA because it means more work for them.
This should be your choice, not theirs.