Quote from land64shark
i'm interested to know what kind of health benefits you guys have with your nursing jobs. my dh is self employed and i'm currently a stay at home mom, so we pay for our own healthcare plan out of our own pockets. it's been so long since we've had real company benefits, i'm wondering what is being offered these days, ie. monthly cost for self and family, deductable amounts, percentage of patient responsibility, etc. along with type of facility you work for.
hi i work part time at a not for profit hospital. i work 3 days a week. my benefits include medical, dental and vision for me, my hubby and our son. it costs me 72 dollars per month. here is the general breakdown of what we get for that money:
medical side of it: office visits $5, meds are $5 generic and $10 brandname, no deductibles, annual out of pocket maximum is 1500 for the entire family. no charge for inpatient hosp svcs including maternity, outpatient surgery, xray, lab, diagnostic testing, immunizations.
dental side:no deductible and no calender year maximum, restorative & prosthodontics are covered at no cost.
vision: complete eye exam q year with a $10 copay, folowup exams are allowed and are free if recommended.
i am thrilled with these benefits. i just had my son in july via c-section and the entire process and all the prenatal testing (you name it!) was free!!