Socialised Medicine the myths and the facts - page 17

The first and the most obvious concern is the cost to the patient and their family, we all know how devastating an illness can be for patients and their family many times I have witnessed the despair... Read More

  1. by   C-DIFF PHIL RN
    you know that case manager that you see walking around placing those sticky notes on the charts for doc's to look at reminding them to transfer patients to lower levels of care, before the doc tears it off the chart and tosses it in the trash. Well with Govt Care, she will be replaced by a G-Man...and he'll just write the order himself with the head govt bean counter co-signing it. Dont fool yourself..with govt care the govt will take over and there will be bean coun ting on steroids.
  2. by   Ginger's Mom
    I never said that I don't want non profit insurance companies to go away if anything they should expand. I was aware BCBS has some profit making arms, but according to your posts most have had opposition. It would a great opportunity for non profits to open up. To me that is what health care reform should be about choices and plan that are written nation wide.
  3. by   GiGiOm
    Elkpark, very sorry I came off cranky. My bad. I was having an off day and my post was much more abrasive than I intended. However, it doesn't excuse my tone and I apologize. I am frustrated these days with the scare tactics that seem to be working. They are definitely working in my state as most every nurse I work with is afraid of reform, even though they agree it's needed. HR 3200 is actually online now. It is a very long bill. Doesn't look that much different from what we already have now, except for paying for end of life counseling and eliminating pre-existing conditions clauses as grounds for denying insurance. Also eliminates insurance companies' abilities to rescind insurance except for nonpayment. It is full of legalese and will take awhile to read.
  4. by   elkpark
    Quote from MedSurg32RN
    To me that is what health care reform should be about choices and plan that are written nation wide.
    That is what the "public option" proposal is all about -- more choices for all Americans.
  5. by   MaritesaRN
    Quote from elkpark
    That is what the "public option" proposal is all about -- more choices for all Americans.
    :typing

    Nurses should not be afraid of the health reform------in the contrary ! More people will be covered and treated , and very little , if not, none should fall through the cracks ! Nurses are patients advocates and must push this reform for it is the good of all patients and all people that needs healthcare! Let me share some thoughts from one of our senators in response to my on line plea to help push the health reform with the public option;

    " The status quo is unsustainable- Americans will spend more than $2.5 trillion on health care this year, more than one in every six dollars in the U.S. economy. In all, we spend twice as much per person on health care than other advanced nations, yet the United States ranks near the bottom of the 30 leading industrialized nations in basic measures of health such as infant mortality and life expectancy.
    The situation is even worse for individual families, who are struggling to afford skyrocketing premiums and increased co-pays and deductibles. Health care premiums have more than doubled in the last nine years, and one respected study shows that, if we fail to act, the average California family will have to spend 41 percent of its income for health insurance premiums by 2016.
    The growing number of uninsured is also contributing to higher costs- 46 million Americans do not have health insurance, and every day, another 14,000 Americans lose their coverage when they become seriously ill or lose or change their jobs. To make up for the coverage gap, families pay on average an extra $1,100 a year in premium costs.
    Moreover, poor regulation of insurance companies means that even those with health insurance coverage are not always guaranteed to get the benefits they are promised. Every day I hear from Californians who can't get health insurance because of a pre-existing condition, or who are denied the medical treatment prescribed by a doctor because of insurance company bureaucrats. This is wrong, and we have to do better for our families.
    People who are fearful about the health reform , please get the facts straight from the white house.gov


  6. by   Ginger's Mom
    Quote from maritesa
    :typing

    Nurses should not be afraid of the health reform------in the contrary ! More people will be covered and treated , and very little , if not, none should fall through the cracks ! Nurses are patients advocates and must push this reform for it is the good of all patients and all people that needs healthcare! Let me share some thoughts from one of our senators in response to my on line plea to help push the health reform with the public option;

    " The status quo is unsustainable- Americans will spend more than $2.5 trillion on health care this year, more than one in every six dollars in the U.S. economy. In all, we spend twice as much per person on health care than other advanced nations, yet the United States ranks near the bottom of the 30 leading industrialized nations in basic measures of health such as infant mortality and life expectancy.
    The situation is even worse for individual families, who are struggling to afford skyrocketing premiums and increased co-pays and deductibles. Health care premiums have more than doubled in the last nine years, and one respected study shows that, if we fail to act, the average California family will have to spend 41 percent of its income for health insurance premiums by 2016.
    The growing number of uninsured is also contributing to higher costs- 46 million Americans do not have health insurance, and every day, another 14,000 Americans lose their coverage when they become seriously ill or lose or change their jobs. To make up for the coverage gap, families pay on average an extra $1,100 a year in premium costs.
    Moreover, poor regulation of insurance companies means that even those with health insurance coverage are not always guaranteed to get the benefits they are promised. Every day I hear from Californians who can't get health insurance because of a pre-existing condition, or who are denied the medical treatment prescribed by a doctor because of insurance company bureaucrats. This is wrong, and we have to do better for our families.
    People who are fearful about the health reform , please get the facts straight from the white house.gov

    When I have listened to the President he had made so many errors, one pediatricians do not take out tonsils.
    Second, surgeons get paid a global fee and do not get paid three times if there is a complication.
    Third, with DRGs if a patient is readmitted within thirty days you can't resubmit the bill.

    In my opinion, torte reform is needed. Second there should be national standards for insurance companies to adhere to and if they deny a claim unjustly they s

    Should pay a huge fine, that is unacceptable behavior. Pre exisiting conditions exclusions should be removed.

    I would prefer to deal with insurance bureaucrats since you can talk to them unlike Medicare of Medicaid.

    Yes, read whitehouse.gov and then read the opposition and usually the truth is somewhere in the middle.
  7. by   Ginger's Mom
    Quote from elkpark
    That is what the "public option" proposal is all about -- more choices for all Americans.
    My understanding or the public option is a government run plan that can under cut any private insurance company, to me this would mean less choices. And people would not have the option or the freedom not to elect an insurance plan.
  8. by   C-DIFF PHIL RN
    I going to take a stab in the dark here a say that many health insurance compainies will go broke and bankrupt after the majority of clients jump to the govt health plan. so i would think the idea of more choices will be decreased to only very elite high $ policies and the govt plan.
  9. by   MaritesaRN
    Quote from C-DIFF PHIL RN
    I going to take a stab in the dark here a say that many health insurance compainies will go broke and bankrupt after the majority of clients jump to the govt health plan. so i would think the idea of more choices will be decreased to only very elite high $ policies and the govt plan.

    Well the point to have the government plan is to have an edge over the high priced private insurance, among the other "exclusions" that puts a person for minimal to 0 coverage, due to high premium dollars.
    Ex. If a person have cancer, the private insurance will not allow (pre -existing) this person to have access to treatment....so guess what? the person will then have to go to either medicaid or medicare to get treatment .....and the government ( medicaid & Medicare) will end up footing the bill ALONE, while the private insurance simply enjoy collecting big premium money and exorbitant profits from the healthy people......watch it, if you get sick real bad, this private insurance will try to stick you w/ pre "existing" accusations.
    Look man I have worked in private and public insurance and very aware of the pros and cons of both........ but the point is the private insurance will not go bankrupt.....they just simply learn to compete instead of monopoly, and they will be in contract mode w/ the government for varied services, just like what is going on now, such as the complimentary insurance these companies offer w/ medicare. Just a very small example !
    The public plan serves as a "buffer" to high priced private insurance premiums------- this is called competition! Where there is competetion there are better and wider choices for the consumers , for people like us! Another thing ---the purpose of the health reform is for all citizens including the vulnerable children, to have access to an available health insurance when they need it . We need a big reform , and as nurses we need to be the strongest advocate for this , considering that health care will be available to everybody! I am an RN that is working and is insured , but I can hardly afford the deductibles or the 20% from a PPO plan ----and to think I have a health insurance from my company !!!!!!!!!
    How about those without health insurance ? Yes, sure, they will get treated thru Medicaid or Medicare ----and you are wondering why these funds are dwindling away ? Let the private insurance companies share in the downside, and not just the government (medicaid & Medicare) ....why should the government take the people that the private insurance do not want to be responsible for ? Well , let us make it fair, so hence the public option ..............there is no real reform w/o this public plan ------sure if the government plan is cheaper for you and your family , wouldn't you want this? ( Unless you are one of those independently wealthy person ?)
    I have read and listened to both arguments, by the way. Sure opposition parties can compromise ----just be sure that they do not compromised the health of the people vs. profits !!!!
    I really can not understand why there is such an opposition to something that will offer health care to all ????
    I have said my peace w/ this issue and I will not expel any energy on this anymore. I have faith that the majority of America are still the thinking people, and not a bunch of mindless sheeps.
    My apology for not tiptoeing around and getting hot about it-------I just can not understand as to what is keeping some people to see the TOTAL picture?
  10. by   dlatimer
    I don't know that a government plan would be less costly - I would think so, but I don't know. Healthcare is so expensive in the US. How do the other countries pay less, live longer and have lower birth deaths?

    "My concern is that non-profit does not necessarily mean low cost and efficient. Profit is what is left over after expenses are calculated, and those expenses include everything from CEO salaries to artwork in hospitals. Another bonus for non-profit health insurance plans - as with any non-profit - is that they can apply to the IRS for income tax exempt status, and many do."
    Colorado Health Insurance Insider, January 2009.

    http://www.healthinsurancecolorado.n...mean-low-cost/
  11. by   C-DIFF PHIL RN
    mindless sheep huh?? so now if i dont agree with this govt plan i'm considered a mindless sheep...well thats rather arrogant. if half of the united states population has some speculations about this govt back plan its not because we are a bunch of damn mindless sheep. how insulting.
  12. by   KBron2000
    I very much agree with you. I have not experienced socialized medicine but it only seem like common sense. I hear the arguments that the government will be dictating the care you get. I don't see that it's any different with insurance companies. If your illness is too expensive then they just don't allow treatment. Also, don't even think about changing insur. co if you have a preexisting condition. My own sister ran into that a few years ago. The plan that the white house is trying to get passed into law would eliminate that and more. Yes, we may have to wait a little, but in most cases that won't hurt us. We have become a selfish, impatient, pampered society. I really wonder if some of the people who are against the new plan really care at all about the low income people who can not afford health care. Or do they just look down there noses at them?
  13. by   GiGiOm
    I think a single payer system is really the only way to go at this point. I don't see any seniors rescinding their medicare benefits for private insurance! But they don't seem to want young people to have decent access to health care. Shouldn't we make sure our young adults and middle adults are able to have access to health care without having their insurance canceled when they get sick and need to use it? After all, they're the ones who are still working. But I think we can forget anything but a gutted public option that nobody who is employed will have access to - unless their employers don't provide insurance. And if your employer provides a crappy policy, well, that is what you have to settle for. To me, this is not choice. This is only maintaining the status quo and making sure big insurance and big pharma is in the loop and their place at the feeding trough is maintained. I am unimpressed with the so-called reform on the table as it is. We deserve better than the rabbit turds they are attempting to feed us and pass off as raisins.

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