I have not had malpractice insurance
since I was in nursing school. One of my nursing instructor's opinions at the time was that an individual nurse shouldn't carry it because it could cause them to be "singled out" by someone looking to sue. Her belief was that the hospital would cover you as long as you didn't do anything just plain stupid.
I personally don't feel like you can trust a facility to cover you. I'm not sure that they would want to cover anything but their own butt if the crap were to hit the fan.
I think I should carry the insurance, but I haven't ever gotten around to it. Everytime I come across an irate soul at the workplace, I think to myself I have got to get insurance.
Anywho I'm just wondering what you guys think about the issue.