Does unit mortality rate affect my need for insurance?

  1. Hello! I'm a new grad (as of this Sunday!) and will be starting in a MICU in August. I was wondering if a unit's mortality rate has any effect on whether or not nurses need personal liability insurance. While I've read other threads on this insurance in general (and I'm leaning towards it) does having a high mortality rate increase the personal risk of being held liable? The unit I will be on is the highest acuity ICU in the hospital and has ~40% mortality rate. I'd like to have a better idea if this may be more of a problem/possibility here rather than a floor with lower acuity and lower mortality. Thoughts? Thank you in advance!
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    About coffee&scrubs, BSN, RN

    Joined: Apr '18; Posts: 6


  3. by   smf0903
    It's not even a question when applying for insurance. Just get it, it's around 100.00/year
  4. by   Okami_CCRN
    Never skip personal professional liability insurance, regardless of specialty or unit mortality rate.
  5. by   mmutk
    mortality rate doesn't matter. Get it