I am a travel nurse and I ALWAYS take the housing stipend. Unless you're working in one of the more/most expensive cities (i.e. San Fran, Chi, NYC, DC, Boston, etc.), it doesn't make sense to take a one-bedroom apartment valued at $1,000 per month IF you'll receive $2,000 as the housing stipend. You're losing out on $1,000 per month!!! I am currently traveling in an area where an average one-bedroom apartment costs $850, BUT I'm receiving $3,400. HELLO! However, it can be VERY difficult to land housing (let alone DECENT housing) in small towns. I have moved four(!) times in the past 10 weeks because housing has been difficult to locate. So, I recommend taking positions in towns/cities with 25,000+ people. I recommend that you find a region where there are a handful (or more!) hospitals and "rotate." I worked in my general region for nine months last year and I returned again for another 12-week assignment. As it turns out, I will probably take ANOTHER assignment in this region! Good luck!