retirement? cant do this forever....

Financial planner is your best bet, but start now. Put the max in that you can and figure out how to live on the rest. Wish I would have done that when I was your age and just starting. Most likely an IRA will be the start and after you are in the habit of saving you can look at other investments. Property and land seem to always appreciate. Who knows the 10 acres you buy next year could be the multimillion dollar development of the future. Just remember my little piece. Good luck.