I am a LPN I make a little over 86k/yr, when I finish my bachelors later this year(currently doing it online) it will increase to 113k/yr. I am not able to save money I do not know what it is. On top of that I have bad credit. Just a year ago I had excellent credit. Over 730. Now I believe it is 500 something all because Im bad with paying bills that I was mailing checks back to instead of paying online or through an automatic payment option. BC of my job (7 overnights/wk) I really do not think about anything else besides my job and my time and sleep. I have to sleep during the mornings into the early afternoons and I take another nap around 6-7pm until 1030 for work at 11pm. I know no one hear is likely to be a financial advisor but how can I afford CRNA school with bad credit and not able to save money? Is there a way to take out a school loan with bad credit? Military or co signer is not an option. I also take care of my friend who is not working and all of their expenses, food, haircuts, phone bill, toiletries, you name it. look at that friend as equivelant to having a few kids. So imagine I am a single mom juggling night shifts and kids and school. What would be your advice. Idk how I would afford 2 years of school plus food and rent/board. Please help. Hopefully 2-3 years working on my bsn/icu experience improves my credit a little more. I am now on top of my bills paying online or by phone.