Grad Plus Loan vs Private Loans - page 2

Any advice on which is better option? I know the obvious lower interest rate for private loan and no origination fee. But wondering if there is something else I might have missed. Also, does... Read More

  1. Visit  IcySageNurse profile page
    0
    Everyone considering private loans:

    I highly recommend a CREDIT UNION! Any other place, such as Sallie Mae or a bank, are FOR PROFIT. Credit unions are not for profit, so they are much easier to work with.

    I have a private loan with a credit union - my repayment is up to 25 years if I choose, and I have an interest rate of 4%. No other fees, and they have always been extremely friendly and helpful.
  2. Visit  marco346 profile page
    0
    Icysagenurse, are they really tough on credit score? How about a co-signer? I've heard some ppl comment on here about having problems event with an excellent co-signer.
  3. Visit  IcySageNurse profile page
    0
    Quote from marco346
    Icysagenurse, are they really tough on credit score? How about a co-signer? I've heard some ppl comment on here about having problems event with an excellent co-signer.
    I used an "okay" cosigner, and I myself had limited credit, and I was still approved for up to like 60K if needed.
  4. Visit  marco346 profile page
    0
    Ok icy, thanks for sharing that


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