njprisonrn: yup, i've been a massage therapist since '06
we should trade if you end up in philly!
yeah--i think i'm going to ask around and hopefully get some advice about what's outlandish vs. reasonable with this economy. i already have about $25,000 in loans from undergrad, which is unfortunate, especially because i paid for my entire aa degree during school, so that all came from two years at a liberal arts college (ugh!). but, so far i guess it's been worth it, considering it got me into my dream school?
but--my gut feeling is if my total loans (undergrad + grad school) are going to be >$60,000 or $70,000 by the time i get my fnp, then it's not worth it. i'm also super weary of private loans. otherwise, with loan repayment it will be--being an fnp is the one thing for sure i want to do with my life, and not many people get the opportunity to do what they love all day every day
plus, here are some other considerations: with undergrad loans and a liberal arts degree, i would be working a likely low-paying job trying to save up for the bsn/msn program while paying back student loans. i’m imagining that this wouldn’t really leave much for savings. going into the program would allow me to defer loans until after i have a highly valued profession and job security.
admittedly, another draw for upenn, which may carry a big price tag, is that i’m a research nerd and someday would like to do policy. i heard that the school’s name doesn’t really carry much weight when looking for a job, but having access to all those resources and interacting with world-class faculty...the possibilities for learning are endless!
well, that’s my thought process at the moment--hopefully thinking it through on here will help somebody else, too...and not just me rambling