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| No. 20 |
Jan 31, 2009, 03:20 PM
Re: A universal single-payer, not-for-profit healthcare system could help lift tens o
Thanks, Tim ... I like a lot about your ideas, but I still have reservations.
First, if I don't like my cellphone, I don't have to buy one ... my life does not depend on having a cellphone, although you wouldn't know that from the advertising. Fact is, I don't need a phone at all. So, the dynamics of the demand side of the equation are skewed from the get-go. I like the notion of buying my own insurance rather than going with whatever my employer happens to want to offer ... I have no PCP now because there are no providers accepting my insurance taking new patients at this time. Luckily, I'm reasonably healthy and can afford to pay out of pocket.
BTW, car insurance, at least in my home state of Massachusetts, is regulated ... rates are set by the insurance commission, companies have to justify increases and account for the quality of their coverage.
I'm afraid I just don't trust that a so-called free market will operate to my benefit. If vendors/providers operated according to theory, we would probably see lower prices and at least some kind of competition in terms of quality. However, private companies manipulate markets all the time, collecting large profits for lousy quality.
If we cap profits at a reasonable rate of return and regulate marketplace behavior ... that puts us back at square one with government, with all it's ethical pitfalls, back in the picture.
A free market approach does not address the inherent conflict of interest involved in companies that earn a profit out of providing healthcare services or supplies. We already have a free market in the pharmaceutical and biomedical industries and costs have continued to climb. Affordable insurance does me no good if benefit caps do not cover what I need. 5K a year would probably cover most of my basic health care ... but my only chronic condition is high blood pressure which has been easily controlled with diet and exercise. For some people, $5000 would barely cover meds, especially if it has to stretch to cover a family rather than one person.
On the whole, though, I like your proposal.
I just don't think it's the whole answer to keeping costs under control.
| | Advertisement Sponsored Links | | | | No. 21 |
Jan 31, 2009, 03:22 PM
Re: A universal single-payer, not-for-profit healthcare system could help lift tens o Originally Posted by Tweety True. But government programs are pretty cut and dry with their criteria, you either meet the criteria to get paid or you don't. In some ways I appreciate it because it's not a free for all with our money. I appreciate they are pretty tightfisted. Unfortunately in these days and times they are pretty low paying in the reimbursement.
Insurance companies do the same thing to the billing clerks. "The person's IV rate was only 100 cc/hr and we only pay if they are at 125 cc/hr....DENIED PAYMENT".
I understand you point Tweety, but I would like to remark on the irony of it. Proponents of government mandated, taxpayer funded health care plans often hype the "efficiency" of existing government plans as a means of cost savings over private insurance. Bunk. The paperwork and personnel required for Medicaid and Medicare reimbursement is at least equal to, if not more than that of private insurance. Hence the number of billing clerks at Duke exceeds the number of nurses.
The cost savings of current government plans stems from the pitiful reimbursement they provide and now the denial of payment for sometimes unavoidable, legitimate complications of hospitalization. (See the thread on the end of c-diff testing hospitals.) Hospitals will stay afloat only if they are able to transfer these legitimate costs onto private paying and privately insured patients. That's not government efficiency.
| | No. 22 |
Jan 31, 2009, 03:37 PM
Updated
Jan 31, 2009 at 03:50 PM by RN4MERCY
Re: A universal single-payer, not-for-profit healthcare system could help lift tens o
[quote]
Originally Posted by ZASHAGALKA Gov't rationed care is a horrible idea. These guys tanked the economy, social security is on the brink of failure and is only dwarfed by the coming financial wipeout of Medicare. And, we want to trust these people with MORE control over our lives?
I think they've proven themselves to be stunning failures without giving them more to ruin.
And don't even compare the gov't with Big Health, Inc. They are one and the same. Big Health, Inc. acts the way it does because its lobbiests ensure gov't protection for what they do. Did YOU pick your health care company? Or, did your employer, at the end of a gov't tax break? Hmmmmmmmm.
I don't trust a politician more than I can throw them. They are all bought and paid for and I don't have the price for admission. They will make decisions, not in MY best interest, but in the best interest of the highest bidder/donor.
So, what are we to do? Where's the accountability? It's at the voting booth. It's our government, our health care, and most of us are fighting to regain control of it. We had an election, remember, and threw most of "those guys" out of office. Unfortunately, one of their "spokes-holes," who remains in office, Rep. Senator Mitch McConnell has said, of the auto-bailout imparticular, "Republicans won't allow the taxpayers to subsidize failure." Aw, shucks, Senator Grinch, and as you've noted, ZASHAGALKA, that's exactly what "those guys" have been asking us to do for the last eight years! We can remove the barriers to health care reform that "those guys" have left behind and move forward.
I agree that there's dirty money in politics...so have you joined the fight for public accountability and clean elections? Until then, hopefully, Obama and the new Congress will repeal Medicare part D and restore government's right to use its bulk purchasing power to negotiate lower drug prices. It's a travesty and disingenous to deprive the public sector of resources and then call it a failure. SiCKO! http://www.viikii.net/videos/watch/7...ko-part-5.html
We've got to end corporate " I've got a Golden Ticket" control of Congress.
It sounds to me like the main reason for your lack of support for single-payer is political fear: you agree that there needs to be change, but you apparently believe that private insurers are too powerful to cut out of the loop, and so you demonize a single-payer solution, and align yourself with the the business interests. The same political calculations and ruminations led Bill Clinton to reject a single-payer system in 1993, even though his advisers understood that a single-payer system would be the least expensive way to provide universal coverage. Instead, he proposed a complex plan designed to preserve a role for private health insurers, and yet his plan backfired. The insurers opposed it anyway, and doomed meaningful reform with their "Harry and Louise" ads. The insurers ability to make a profit depends on their ability to control the system.
So, what's your solution, throw up your hands and surrender? Or, join the fight for freedom from the terrorist insurers, who delay and withhold payment for health care to make a profit. They heartlessly deny therapeutic treatments leaving patients to die; insurance companies rescind policies at whim, leaving patients bankrupt.
Let's talk about fundamental change and an end to "market-based" medicine...that's the "stunning failure" you need to be speaking out against: it's failed to control cost or increase access to care. We don't need mandates to buy defective insurance company product. We need to get to work and expand and improve the single payer system we already have: Medicare.
Nobel prize winning economist, Paul Krugman, has made the case and supports Universal health care. http://www.pnhp.org/news/2008/octobe...eate_paul_.php
Dr. Uwe Reinhardt, Professor of Political Economy at Princeton makes the case: http://www.pbs.org/wgbh/pages/frontl...reinhardt.html http://worldfocus.org/blog/2009/01/2...3783/#comments
Steffie Woolhandler, MD, co-founder of Physicians for a National Health Plan(PNHP) has a degree in economics, and her organization has also made the case for single payer. http://www.pnhp.org/facts/singlepayer_faq.php http://www.pnhp.org/facts/statement_...urance_act.php
The 85,000 members of America's RN union, the National Nurses Organizing Committee (NNOC), and the Institute for Health and Socio-Economic Policy has made the case that a single payer national health plan will stimulate the economy, put people back to work, and provide access to all preventative and restorative medically necessary health care. Read all about it. http://www.calnurses.org/media-cente...e-economy.html http://www.calnurses.org/research/pd...study_2009.pdf
Your apparent opposition and lack of trust, (and maybe it's not opposition), stems from the fact that you've been beat up by the current system so much that you've come to accept the status quo. You have a right to your opinions, but I still have hope and believe we can, and must fundamentally change healthcare. I'll take the facts from Krugman, Reinhardt, PNHP, IHSP, NNOC, and Conyers/HR 676, and the facts speak for themselves. Give it some thought and examine the evidence. We've accomplished many social reform despite the overwhelming opposition of powerful special interests. As nurses, patients are our special interest. I have no interest in seeing for-profit medicine continue in this country. What's yours? If Canada can institute a single payer system, we certainly can. Yes, we can!
Will you join us?  http://www.pnhp.org/news/2009/januar..._care_alli.php | | No. 23 |
Jan 31, 2009, 03:48 PM
Re: A universal single-payer, not-for-profit healthcare system could help lift tens o Originally Posted by Jolie I understand you point Tweety, but I would like to remark on the irony of it. Proponents of government mandated, taxpayer funded health care plans often hype the "efficiency" of existing government plans as a means of cost savings over private insurance. Bunk. The paperwork and personnel required for Medicaid and Medicare reimbursement is at least equal to, if not more than that of private insurance. Hence the number of billing clerks at Duke exceeds the number of nurses.
The cost savings of current government plans stems from the pitiful reimbursement they provide and now the denial of payment for sometimes unavoidable, legitimate complications of hospitalization. (See the thread on the end of c-diff testing hospitals.) Hospitals will stay afloat only if they are able to transfer these legitimate costs onto private paying and privately insured patients. That's not government efficiency.
Excellent points all. I guess I missed it where people are advocating and saying that the government is more efficient than private enterprise. It's well known and understood that government bureaucracy sucks. I know the irony is that I'm asking for more government payments, which will increase the number of claimants, but that's one of the many things that needs to be worked out. I believe that we have the potential and ability to make it happen, it's going to be tough and hard work, and with the depression going on now might now be the time, but we can do it. We're Americans.
Although, I'm wondering the accuracy of the statement about Duke. When I worked there, we had about 2000 nurses. I'm finding it hard to believe there are over 2000 billing clerks.
| | No. 24 |
Jan 31, 2009, 03:49 PM
Re: A universal single-payer, not-for-profit healthcare system could help lift tens o
No, RN4MERCY, I probably won't join, unless we include mandatory prison sentences for ethics violations and total transparency for all decisions.
My experience with profit-driven healthcare, both as a consumer and as an employee, has left me massively unimpressed with the quality of the product.
But the sweetheart deal perpetrated by Medicare part D is an example of the equally massive failing of a government program to control costs. As is the onerous and increasingly expensive paperwork for both patient care and for reimbursement.
| | No. 25 |
Jan 31, 2009, 03:59 PM
Re: A universal single-payer, not-for-profit healthcare system could help lift tens o Originally Posted by ZASHAGALKA
Not everybody is convinced that the VA is the model of care you suggest. I KNOW. I KNOW. President Bush's Administration vastly improved the care over what it was when I worked there, under Clinton.
Still.
(and WHAT IS THIS with you gaining on me in post counts? I take a little vacation from the computer . . . sheesh!)
~faith,
Timothy.
Its a conveneient restatement of reality. The appointee who started the reengineering of the VA system was a Clinton appontee.
By the mid-1990s, the reputation of veterans hospitals had sunk so low that conservatives routinely used their example as a kind of reductio ad absurdum critique of any move toward "socialized medicine." Here, for instance, is Jarret B. Wollstein, a right-wing activist/author, railing against the Clinton health-care plan in 1994: "To see the future of health care in America for you and your children under Clinton's plan," Wollstein warned, "just visit any Veterans Administration hospital. You'll find filthy conditions, shortages of everything, and treatment bordering on barbarism." And so it goes today. If the debate is over health-care reform, it won't be long before some free-market conservative will jump up and say that the sorry shape of the nation's veterans hospitals just proves what happens when government gets into the health-care business. And if he's a true believer, he'll then probably go on to suggest, quoting William Safire and other free marketers, that the government should just shut down the whole miserable system and provide veterans with health-care vouchers.
...
President Clinton signed a bill that planned, as he put it, to "furnish comprehensive medical services to all veterans," regardless of their income or whether they had service-related disabilities.
So, it may have been politics as usual that kept the floundering veterans health-care system going. Yet behind the scenes, a few key players within the VHA had begun to look at ways in which the system might heal itself. Chief among them was Kenneth W. Kizer, who in 1994 had become VHA's undersecretary for health, or, in effect, the system's CEO. A physician trained in emergency medicine and public health, Kizer was an outsider who immediately started upending the VHA's entrenched bureaucracy. He oversaw a radical downsizing and decentralization of management power, implemented pay-for-performance contracts with top executives, and won the right to fire incompetent doctors. He and his team also began to transform the VHA from an acute care, hospital-based system into one that put far more resources into primary care and outpatient services for the growing number of aging veterans beset by chronic conditions.
at http://www.washingtonmonthly.com/fea...1.longman.html
Except the reality is that as a system the VA delivers better chronic illness care through its emphasis on primary care and evidence based practice.
I am not a pollyanna. No system designed by man will ever be perfect but I do think that we should look at what works and use that as a guiding principle for improving our health care finance and service delivery systems.
| | No. 27 |
Jan 31, 2009, 04:21 PM
Re: A universal single-payer, not-for-profit healthcare system could help lift tens o
Health care costs are breaking the budget. For a really scary graph look here. Basically we hill have 50% of our budget deficit dedicated to health care issues by 2080 if we continue our non-system. The French will have zero deficits r/t health care costs. (If anything health care will be a profit center for them.)
There is a difference between single payer and socialized medicine.
Single payer-government transfers payments to providers, hospitals and clinics that remain privately owned.
Socialized medicine the providers are government employees AND the clinics etc are government owned.
One of the things that government does very efficiently is transfer funds from pont a to b. (Medicare admin costs are 3-5%. Private nsurance costs are roughly 10-15%.) Add in profit margins of 20% and that makes our health care 30-40% more expensive than the rest of the civilized world.
One of the reasons that I support single payer is that it will force medical care away from specialty focused to a primary care/evidence based system AND make the providers compete for patients based on quality of care.
| | No. 28 |
Jan 31, 2009, 04:27 PM
Re: A universal single-payer, not-for-profit healthcare system could help lift tens o Originally Posted by Spidey's mom Don't even get me started on that aspect for our little rural hospital . . . . . .
I'm with Tim and Jolie and even Heron in some aspects. " Having worked in the public sector I can tell you that efficiency, cost controls and ethics are no better than in the private."
I do not understand WHY people think the government is the panacea, (the Goddess of Healing).
steph
Well, I think we should look at ethics. Yes, there are individuals who cheat the government, but it's not the government, "we the people," who set out to cheat anyone. We can deal with the few individuals who abuse the system separately as we catch them. There's no moral reason to hold up the benefit of a single payer system for the millions of us who need it because of a few.
We provide for the common good...schools, libraries, national parks, clean water, regulatory enforcement services, etc., so why do we not provide tax supported coverage for health care as a non-profit social service as well? However, the evidence is in and corporate insurers have systematically and fraudulently cheated the government and individuals for their benefit at the expense of the rest of us. Their greed is never satisfied. There's no added value to having insurance middlemen, only diversion of precious health care dollars away from the provision of actual care, and into administrative and marketing overhead, and the pockets of shareholders and the inflated bonus checks for wealthy executives.
If we have a single payer, social insurance program, (not socialized medicine), where the government is the payer, and a publicly accountable system for determining payment for services, then urban, rural, public, or private providers will be paid equitably for providing medically necessary care. Collectively we can invest in the care that people need in a more equitable and transparent system. Resources and technology can be placed in communities that need them. Currently, people with money may be getting more tests and procedures than they need, while those without money go without needed treatment.
Look at fire and police protection as socialized protection. Your house has been busted into, and the perps set the house on fire before fleeing the scene. Doesn't matter where you live; the fire department puts out the fire, but you and your neighbors and the businesses that operate in your community pay taxes and contribute to protect your property. Why should you pay to put out someone else's fire? Because you'd want them to help you; it's sound public policy that contains cost and minimizes the risk for increased damage and injury.
So you're injured and sick? Avian flu, meningitis, drug resistant TB? Doesn't it make sense to be able to receive treatment for illness when it's least expensive to treat, before it spreads and causes even more damage? It just makes sense to participate in a tax-supported plan and pay only once (no co-pays, deductibles, exclusions), with guaranteed benefits.
| | No. 29 |
Jan 31, 2009, 04:42 PM
Re: A universal single-payer, not-for-profit healthcare system could help lift tens o
[quote=HM2Viking;3409893]PHRMA wrote the part D bill. /QUOTE]
Because our elected officials sold out tax-paying U.S. citizens and LET them. Why on earth should we believe that any future government program would be handled any differently?
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