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top 10 problems with HSA's



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No. 10
Old May 22, 2007, 11:20 PM

Default Re: top 10 problems with HSA's
Originally Posted by ZASHAGALKA View Post
HSA is a bridge towards the catastrophic plan. It is obviously a better bridge for some than others. Here's the thing. This is where need can be directly addressed. It eliminates people that don't buy insurance because they don't WANT to spend the money because they are 20 something and healthy and allows the focus to be on those that need the help.

~faith,
Timothy.
Makes sense.
Too many who make good money don't choose to buy insurance because they don't think they will need it.
Do you approve of a mandate to have health insurance?

I don't because the insurance companies will just continue to deny care.
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No. 11
from RN4MERCY
Old Jun 15, 2007, 02:32 AM
Updated Jun 15, 2007 at 02:36 AM by RN4MERCY

Lightbulb Re: top 10 problems with HSA's/SB 840 comment
Originally Posted by DarrenWright View Post
...and I also suspect this will put California into a severe budget crisis in just a few years given the number of illegals.


Please, these are human beings, unique individuals who laugh and cry and have hopes and dreams just like you do. Immigration policy is a political issue; providing basic, medically necessary health care to people in need is a public health issue. Don't perpetuate the myth that our "budget" problems are due to having a large population of undocumented immigrants.

From Miss Lillian Wald, the founder of Public Health Nursing: The House on Henry Street, I quote:

"The industry of cloak and suit-making has been to a large extent developed by the immigrants themselves. When the stranger looks upon the loft buildings in other parts of the city, gigantic beehives with the swarms of workers going in and out, he seldom comprehends that great wealth has been created for the community by these humble workers."

"The immigrant brings in a steady stream of new life and new blood to the nation. The un-skilled (sic) have made possible the construction of great engineering works, have helped to build bridges and roadways above and under ground."

"Our experience has convinced us that in the interest of the state itself the future citizens should be made to feel that protection and fair treatment are accorded by the state." The greater number of immigrants who come to us are adults for whose upbringing this country has been at no expense."

"What we are to the immigrant in our civic, social, and ethical relations is quite as important as what he is to us. We risk destruction of the spirit--that element of life that makes it human--when we disregard our neighbor's personality."

And, from the peer reviewed, American Journal of Public Health
Immigrants do not overwhelm healthcare - study

Mon Jul 25, 2005 5:16 PM ET
WASHINGTON (Reuters) - Immigrants are not swamping the U.S. health care system and use it far less than native-born Americans, according to a study released on Monday.

The study, published in the American Journal of Public Health, found that immigrants accounted for 10.4 percent of the U.S. population but only 7.9 percent of total health spending and 8 percent of government health spending.

Health spending by the government, insurers and patients themselves averaged $1,139 per immigrant compared to $2,564 for non-immigrants. Thirty percent of immigrants used no health care at all in the course of the year.

Immigrant children spent or cost $270 that year, compared to $1,059 for native-born children.

“Our study lays to rest the myth that expensive care for immigrants is responsible for our nation’s high health costs. The truth is, immigrants get far less care than other Americans,” Dr. Sarita Mohanty, who led the study while she was at Harvard University and who is now at the University of Southern California, said in a statement.

“Further restricting their eligibility for care would save little money and place many immigrants — particularly children — at grave risk. Already, many immigrant children fail to get regular checkups and as a result more end up needing emergency care, or get no care at all.”

The researchers used U.S. government data taken in a 1998 survey from U.S. residents, including natural-born citizens, immigrants who had become citizens, temporary residents and illegal aliens.

“The only case in which immigrants’ costs for health care were higher than U.S.-born children was in emergency department visits ($45 vs. $18 per capita),” the researchers said in a statement.

Most immigrants had health insurance, the survey found. It said 58 percent of immigrants had private insurance, compared to 74.9 percent of native-born U.S. citizens, and 17.3 percent of immigrants had some sort of public insurance such as Medicare or Medicaid, compared to 15 percent of natives.

“Our data indicates that many immigrants are actually helping to subsidize care for the rest of us,” Dr. Steffie Woolhandler, a founder of Physicians for a National Health Program and one of the authors of the study, said in a statement.

“Immigrant families are paying taxes — including Medicare payroll taxes — and most pay health insurance premiums, but they’re getting only half as much care as other families.”

“We constantly hear anti-immigrant extremists, elected officials and media commentators making baseless claims about how immigrants are contributing to our nation’s high health care costs,” Rep. Luis Gutierrez, an Illinois Democrat and chair of the Congressional Hispanic Caucus Immigration Task Force, said in a statement.

“This comprehensive new study shows just how unfounded these allegations are and I hope it will permanently put to rest these misinformed and misguided myths.”
http://www.pnhp.org/news/2005/july/i..._do_not_ov.php

SB 840 Kuehl (California), HR 676 Conyers/Kucinich (National)
Sensible, affordable, portable; Guaranteed Healthcare for All
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No. 12
Old Jun 15, 2007, 08:27 AM

Default Re: top 10 problems with HSA's
It's not a myth.

And if you don't think it is, ask the leaders of any trade union in California. And they are usually on your side when it comes to employment issues.
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No. 13
Old Jun 16, 2007, 11:52 AM

Default Re: top 10 problems with HSA's
Noun1.Know-Nothing Party - a former political party in the United States; active in the 1850s to keep power out of the hands of immigrants and Roman Catholics







http://www.thefreedictionary.com/Know-Nothing+Party
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